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Iminent repossession


cartti
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Hi,

 

I just learned that my landlord is 3 months in arrears with the mortgage company. My landlord denies this, but I have written proof! However, when I rang the lenders up, they quoted the Data Protection Act as for the reason why they couldn't even tell me if the landlord had a proper buy to let morgage (rather than a residential one). The landlord at this point, has about £2500 in my deposit and between now and 2 weeks time of rent advancements. How can I find out 1) if or when the lender has made an appointment with the courts for a possession order and 2) whether my landlord really does have a buy to let mortgage?

 

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Hi there, if the lender commences possession proceedings against your landlord you will receive a letter at the property you rent which will be addressed to "the occupier", this will advice you of the situation.

 

Hopefully your landlord will be able to come to some arrangement with the lender to avoid possession proceedings.

 

Kind Regards

 

Ell-enn

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Thanks for the info. One further complication is the address on the correspondence is wrong (incorrect postcode and the building wasn't specified as there are two possibilities), and it was only by chance the letter came to my address. I've advised the lender of the correct address, but they weren't giving me any information in return due to that increasingly irritating data protection act, even to say whether they would update their records! I'm really concerned baliffs could come knocking on my door saying the notice was sent to my address, when in fact it was lost in the post due to an incorrect address on their records. Any advice would be appreciated, in particular how i can track if they've obtained a possession order in advance.

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Hi there, what exactly does the letter say?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Sorry, i should have mentioned. I received a letter addressed to my landlord that i accidently opened since i never receive anything for other people from the lenders saying my landlord (although they didn't refer to him as that) was 3 months in arrears and the required immediate payment (the letter was dated 17th jan) and was expecting the next payment on 1st feb. They apparently had tried to contact him in the past about the arrears.

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