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Why do DCA's never take action?


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Firstly before i begin...i stress that im sure not all dont take action and some proberbly do mean what they threaten.

But the vast majority i know of & all the one's i've had letters off over the years have never actually once followed up on any of their threats of "visits" or court actions etc...

I first got into debt back in 1997 & have had many letters off DCA's since then (just about every company lol) - but in those 11 years ive not had one visit or been taken to court off any of them.

Some may say "oh well you've just been lucky" & so on...

But alot of it is simply down to the fact that they dont follow up on what they threaten & my question is...why? :confused:

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cos they threaten thousands and take the odd one to court.


it would not be cost effective for them if they took everyone to court as the threat is normally enough for most people.


a lot of us on here used to be like this but now with help we know our rights.

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