Carltonion Vs Halifax*Hiesters.

[carlton.gibson]

Howdy everyone,

 

A friend i work refered me to the site, and *DARN* glad he did.

Over the course i have incurred a ridiculous amount of £90 charges for being 3 days overdrawn.

Whats boiling my blood is that these charges of £90 were incurred for making a debt of £3:00 on some occasions.

And thats not to mention the £30 end of month charge witch bring the total'ometor to a whopping £120.

 

I have just today requested my statements since October 2005, and once i have calculated the total amount i have been (now that i think about, because at first i felt guilty for being overdrawn!) screwed over by...

 

I would really appreciate some feed back/ input on where to go next.

 

thanks, carlton

[clayts]

Welcome aboard

 

Is October 2005 when you opened the account ? If not, you may want to ask for details of charges back to June 2000

 

Once you've established the charges you need to send a Prelim letter - this one

[carlton.gibson]

Wicked, i've hada ISA account with them since i was 12.

And i just needed and account to pay my wages into, that was opened in the october, and i have requested the statements beginning from when the account was opened.

 

Thank you very much for the advice

 

I'll keep everyone posted, to as when i recieve the statements and have sent them the letter. (fingers crossed)

[monkey2468]

Howdy Guys and Gals,

 

Just recieved my Bank Statements, and after my calculations, i'm owed a 'over excessive' £993, but i think i may round it down to £990, just to be kind! ...... On second thoughts I don't think i will.

 

Anyway I have prepared my letter and it should be off in the post today, and lets see what happens from here.

 

Carltonion (using monkey's PC)

[monkey2468]

Just looking over this letter I have prepared to be sent to the Halifax, on the part where it states the charges is there a form which I can present it in, some sort of spreadsheet?

 

Also I have used this address, can anybody let me know if they have used the same one?

Once again all help is very much appreciated, many thnaks

 

Halifax Plc.

Customer Relations.

P O Box 548

Leeds

LS1 1WU

 

carltonion cx

(using monkey's i.d. again)

[blinkyblinkyblonk]

hi

I believe you dont need to at this stage if this is your preliminary letter

i would just send the preliminary letter

after all they have copies of what you have!

 

I didnt send a spreadsheet in until I filed court action.

 

hope this helps

[monkey2468]

Thank you mate, the advice is much appreciated.