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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
    • did you submit your directions
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Firefox toolbar: please post questions/comments/bugs etc here


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(Internet Explorer version now available)

 

The CAG Firefox/Internet Explorer extension adds a toolbar to your browser which integrates in to the CAG forums. With the toolbar you have quick links to your inbox, subscribed threads, latest news from CAG, and quick links to related projects such as the Consumer Wiki and CIDB. The toolbar also features a search box for searching our forums, wiki, and the internet in general.

 

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Please post any questions/comments relating to the add-on in the general Questions & Suggestions forum, here

 

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Why do I need this plug in?

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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you dont.

 

Its just useful

"The only thing that interferes with my learning is my education." Albert Einstein

 

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Ok

 

Why would I want it then - as I'm quite able to do everything it does quickly on my own.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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Shall I answer that one?

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Nah - I was asking webby, really - at first glance it looks as if everything I want to do I can already do on my own without yet another tool bar. I was wanting him to sell it to me.

 

And your avatar makes me feel ill - I'd rather not have to keep looking at it.

 

No offence - but it's really annoying.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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I could change my font to yellow instead.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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and if its not good enough maybe you should get some legal advice.

 

Edited with appologise.

 

Just read over this I posted it in the wrong thread.

And laughed when I read it lol.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Why do I need this plug in?

 

You probably don't need it. But some people will like it, if they spend a great deal of time on CAG.

 

Yes, you can do all the things yourself, but this should provide quick and easy access to some of your favourite features - for example all your most recent subscribed threads are available instantly via a drop down, and you can see at a glance if you have a new PM message even if you are not on CAG at the time.

 

There is also a search bar for searching CAG, but rather than using the search facility built into vBulletin, this searches via a search engine meaning you can perform a boolean search rather than being restricted to what vBulletin allows you to search for - so you can searc for xx AND yy, and it will bring back a comprehensive list of results rather than being limited.

 

The search bar can also be used as for web searches in place of your existing search engine or toolbar. If you use the search bar then it helps this site, so if you have benefitted from the site's resources it is an easy way of giving something back, without digging your hand in your pocket.

 

Finally, this is just the first release so we are looking for ways to improve it, so I would throw the question back to you, and ask what features would you like to see on the bar to encourage you to install and use it?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Finally, this is just the first release so we are looking for ways to improve it, so I would throw the question back to you, and ask what features would you like to see on the bar to encourage you to install and use it?
Make an IE7 one. :razz:
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But why use IE? Firefox smells much better.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Heh, yes you'd need to have Firefox installed. We weren't trying to get people to dump IE in favour of Firefox though - seems that changing your browser is a bit of a carry on just to try the plugin

 

Make an IE7 one. :razz:

 

But why use IE? Firefox smells much better.

 

If it aint broke dont fix it :rolleyes:

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Nah - I was asking webby, really - at first glance it looks as if everything I want to do I can already do on my own without yet another tool bar. I was wanting him to sell it to me.

 

I'm not very good at hard sell. As others have said, it's far from essential, and you're right that pretty much everything it does can be done by other means. Still, some people will find it useful, some won't

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Hi,

 

just like to offer my thanks to all those that worked on the plug in

 

As a regular FF user I've found this very handy

 

Cheersh!

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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bump

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Make an IE7 one. :razz:

 

...but that would mean actually having to have IE7 open on my machine!!

 

I don't think I like the odds.

 

I like being virus and spyware free.

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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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...but that would mean actually having to have IE7 open on my machine!!

 

I don't think I like the odds.

 

I like being virus and spyware free.

 

lol bump

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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