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    • then its a restriction k and doesn't need paying .  all that needs to happen is the buyers sols needs to write to intrum informing them they are the new property owner   get a proper solicitor that know the law properly!!   dx  
    • Well done on the snotty letter.  A bit different from the usual ones but a bit of innovation is welcome 😆   I tend to agree with lee19921992 that maybe mentioning planning permission is playing your cards too early, plus they know they never do PP.  How about this tweak to show you know the law but remaining suitably cryptic?     Hello again, kids   Lesson time!   Thanks for wasting your pennies and sending me a letter before claim. I understand you think I owe you something. Looking forward to playing this game. Guess who will win?   You can forget to think I have any interest to pay the imaginary sum of £100 for your poor explanation behind the ludicrous claim.   Know the legal term "de minimis"?  Thought not.  But the judge will.  Go and look it up thickos.   Ah, the thought of the vaccination roll out, then me relaxing on a beach in the Med knowing you've paid for it after an unreasonable costs order under CPR27.14(2)(g).  Bliss!   Looking forward to hearing from you no more.   Best wishes   Santa     I see the fleecers won't do anything before 10 December so there's some time yet.  See what others think tomorrow and then send the letter off on Wednesday with a free Certificate of Posting from the post office.
    • She started paying by DD but through ill health and not being able to work cancelled the DD
    • I am a Bristol/Wessex water customer and those amounts quoted look like standard annual charges for unmetered water and sewerage,     If you have been paying them the regular monthly amounts, I wonder whether the amounts paid have been credited to the correct Bristol/Wessex account.   Bristol/Wessex have fairly long customer account numbers.     How were you paying amounts to Bristol/Wessex ?
    • Hi folks,   long story and going back a few years....   I’m in the process of selling my house and discovered that a charging order is on the property. This is from a old Lloyds loan sold to 1st credit which is now intrum.  The CCJ was issued back in 2015 and the charging order in 2016.   when I found out about the CCJ I was in the middle of complaining with Lloyds bank regarding the loan as I was complaining that the loan should not have being offered to me at the time on affordable issues as it was to consolidate my debts at the time and expecting our 3rd child in 4 years.   the bank sold the debt on with the wrong address, this  can be proven with the address they were writing to me as the complaint letters had my correct address at the time. The bank also wrote to Intrum outlining their mistake they made in giving the wrong address when selling the debt, i have letter confirmed to me this information was passed on.   intrum went ahead and got the charging order knowing the address was incorrect and that I would not get any correspondence.   intrum is now demanding £10.5k from the house sale. This is a sole debt on a joint mortgage.   I have told the solicitor dealing with the sale this doesn’t need to be paid, but she is saying because they wrote back to her stating the amount owed, it now has to be paid.   should I try and get this set aside with the issue of the address? Has it being to long?   In fairness I have only just found out about the charging order.   The mix up with the address is it is my property,  how I have never lived in it and have never had my bank accounts listed to that address. I think when I ran into trouble back in 2012 I think they must have done a search and got it that way.   any advice would be great. cheers.  
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benefits so annoying


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Im not begging just making a statement im sure people will agree.

 

seperated from my partner a year now raising 2 children on my own,

working part - full time hours a week depeding on availability.

My housing benefit changes that much im in arrears council tax one min im entitled then not!!

School diners cost me 20.00 a week

bus fare 10.00 or more a week its so wron

 

Where is the help if you dont wk you rent gets paid your council tax gets paid school dinners are free you can get help with uniforms just doesnt seem right surely us who can be bothered to get off our bums should get help???

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I'm sorry your having a tough time but maybe you need to get advice as to whether your accurately getting the benefits you would be entitled to.

 

I appreciate you say income is variable and this must cause stress, but please dont label all on benefits, as not able to get of their bums, its rude for one. There are many different curcumstances leading to a claim for benefit and this can lead to embaressment which in my case triggered my reply.

 

I am off with long term illness and am a single parent also with children. My ex pays csa to the govt of over 150.00 a week and I get relevant care benefits so I am fortunate and grateful for that. I am hoping to retrain in business management for the day I hope to return to work and I have to make sure they the future employer would cope and understand my needs.

 

Again I hope you get what you are entitled to and a visit to the cab might help if you feel the DWP are letting you down. I'm sure they would want to encourage you to carry on working and claim relevant support. If it is truly becoming a struggle tell them that you are considering it would be easier not to work and i'm sure they would take a look into it. The DWP who dealt with me were very understanding and helpful. I had to be rehoused due to violence within 24hours and they sorted everything out, so I can not praise them enough.

 

I have no family support and wonder do you? Does your ex pay direct to the govt or to you? The latter can make benefits variable on top of working hours? Of course these are personal questions and I dont need an answer, just there appears to be some good dwp employees posting on other threads, have a look and ask why should my money vary so, just im so sad your going through a tough time :sad: . At least I got of my bum to reply, no sarcasm intended, I could lose some weight :D , just good luck :) and of course people definately commend you for working, just if it comes to it dont feel ashamed for claiming help you genuinely need if necessary. Sorry so longwinded and no rant intended:) My ex said I used to go on:lol:Ps. I dont get uniform help or with bus passes and unfortunately my sons uniform comes from JLewis, so eek at September, but we manage

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Welcome to Gorden Browns era...................Many people are in the same postion as yourself, Many people are worse of than yourself, living of benefits isnt everyones cup of tea, there are reasons as to why people claim, either disability, sickness, the list is endless.....

I appricate the thread you have wrote, everyone needs to rant now and then, and i know you meant no harm by the thread...But as Loop has said, some might take offence, but hopefully there will look beyond that, Do book a appointment with your local CAB whom will look at what benefits that you might be able to claim to top up your part time wages, Claiming child tax credit and working tax credit, might be a option for you, this is calulated on the pervious years earnings, you can visit there site at

IR Tax Credits Online you will be able to roughly calulate what you might be able to claim, i'm surprised the local JC didnt make the claim on ur behalf, there must be some child benefits that can be claimed aswell, visit Department for Work and Pensions to find if your able....Remember to claim the council tax and rent allowance discount aswell.....

 

Don't be offended, but cheap school uniforms can be bought from local charyies, or maybe passed down from nieghbours children, which will cut the schooling cost somewhat, i never had a brand new school uniform, every year it was second hand... Buying a monthly bus pass will work out cheaper than buying weekly ones, again every penny adds up.....school dinners, packed lunches are better than what the school dishes up and would work out cheaper on the pocket, the little savings here and there will soon add up for a treat for urself or put towards something needed.....

You are entitled to make a claim and don't feel like ur begging, claim whats to be claimed and stay strong......

!2 years Tesco distribution supervisor

7 years Sainsburys Transport Manager

 

4 Years housing officer ( Lettings )

Partner... 23 Years social services depts

 

All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

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ok apologise if any offence was taken but its not intended at peolpe who cant wk because of medical conditions.

 

but im sorry but there is some lazy people out there who Dont want to wk

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You should see if you are entitled to working/child tax credits.

You are then entitled to help with the school uniforms, just not school dinners.

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You should see if you are entitled to working/child tax credits.

You are then entitled to help with the school uniforms, just not school dinners.

 

Not sure if its just some areas then, as I'm a single parent, working part-time and getting working & child tax credits, and I'm not eligible for help with school uniforms. It wasn't too bad when they were both at the same school - like someone posted earlier, a lot got handed down to the little one [poor bugger always gets cast offs, being the youngest lol], but the older one's started high school now - completely different uniform and an endless list of what he HAD [according to the school handbook] have!

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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School uniform is not a legal requirement. Current advice suggests that parents in financial difficulties (where no grant is available) should approach the schools governing body for assistance. Schools also have a duty to ensure their uniforms are reasonably priced.

Legal obligations on uniform policy | Teaching Expertise

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I'm sorry your having a tough time but maybe you need to get advice as to whether your accurately getting the benefits you would be entitled to.

 

I appreciate you say income is variable and this must cause stress, but please dont label all on benefits, as not able to get of their bums, its rude for one. There are many different curcumstances leading to a claim for benefit and this can lead to embaressment which in my case triggered my reply.

 

I am off with long term illness and am a single parent also with children. My ex pays csa to the govt of over 150.00 a week and I get relevant care benefits so I am fortunate and grateful for that. I am hoping to retrain in business management for the day I hope to return to work and I have to make sure they the future employer would cope and understand my needs.

 

Again I hope you get what you are entitled to and a visit to the cab might help if you feel the DWP are letting you down. I'm sure they would want to encourage you to carry on working and claim relevant support. If it is truly becoming a struggle tell them that you are considering it would be easier not to work and i'm sure they would take a look into it. The DWP who dealt with me were very understanding and helpful. I had to be rehoused due to violence within 24hours and they sorted everything out, so I can not praise them enough.

 

I have no family support and wonder do you? Does your ex pay direct to the govt or to you? The latter can make benefits variable on top of working hours? Of course these are personal questions and I dont need an answer, just there appears to be some good dwp employees posting on other threads, have a look and ask why should my money vary so, just im so sad your going through a tough time :sad: . At least I got of my bum to reply, no sarcasm intended, I could lose some weight :D , just good luck :) and of course people definately commend you for working, just if it comes to it dont feel ashamed for claiming help you genuinely need if necessary. Sorry so longwinded and no rant intended:) My ex said I used to go on:lol:Ps. I dont get uniform help or with bus passes and unfortunately my sons uniform comes from JLewis, so eek at September, but we manage

 

 

Dont get any family help no all on me tod just find it hard at times i no there is ways to cut back but someimes i feel i couldnt cut back anymore if i tried.I do get tax credits as well but it just goes on bills i dont even see it i find it such a struggle just think there should be a bit more support for people who wan to try,rather than ones who dont and there is several out there whoo are quite happy not working.Each to there own a isupose its a ranting subject prob just feeling sorry for meself

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I agree with many points made by various people here. I think most people if they can work do, but the problem is that the work world doesn't adjust itself to our needs, but the needs of companies.

 

I work anywhere beteen 7 and 35 hours per week. Only the first 7 are guaranteed. I don't have children but I do have a long term illness with no immediate prospect of improvement. BecauseI do occasionaly get more hours (although I do often have to refuse due to my Chronic Fatigue Syndrome) I'm not entitled to benefits other than the absolute minimum in council tax benefit. This month I got £447 of which I have to pay £71 council tax after the benefit. That was with some extra hours. I'm paying £50 per month in arrears and I still have to live. Even to get the beneit I got, I was turned down the first time and had to appeal. It's so tiring and sometimes I just don't have the energy, no fight any more.

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Fuzzgin; the system is so inflexible that it cannot cope with people's changing circumstances. If you've got CFS then you also have to watch for signs of relapse and the last thing you can do is push yourself.

When did you speak to a good welfare adviser? Have a look at this post http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/125283-useful-links.html#post1309826 and get yourself re-assessed.

Good luck fellow traveler :)

M.E. mum

[sIGPIC][/sIGPIC]

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Joa I do push myself. I have quiet periods when I'm fine and convince myself that I must be better. I think a lot of people with chronic condtions do this. I'm learning. Various people have told me to give up my job and go on benefits and/or cut the hours, but... I just can't.

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well, it is your life and your choice, and i am sure you do your best. it is however one of the perfidies of this illness that there are quiet, fairly good days which ultimately can prove your downfall.

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