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30 day notice to close current account


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Earlier this year I received a refund from the Co-op Bank in the sum of £1331.50 for bank charges over the last 6 years. I have had several charges refunded again this year, each time I write they refund without question. Now they have given me 30 days notice to close the account.

 

Of course I realise this is a typical bully boys response, but was wondering if anyone here had received the same threat.

 

Any advice on how to get the Co-op to back down on this?

 

Thanks guys and gals!

Banks, give them an inch and they will take a mile.

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I've had charges refunded on my smile account but then the account was closed without any intimation and passed on to debt collectors as there was an overdraft on it.

 

i've just received a letter from co-op regarding my current account and they have offered to refund the charges but i suspect that they will close my account again.

Co-Operative bank default removal - succesfull december 2007.

 

Capital One Bank default removal - succesfull february 2008.

 

Co-Operative bank Visa default removal- Claim filed March 2008

 

Smile default removal - ongoing

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Are they actually allowed to close accounts based on claiming cahrges back?!

 

I guess all the banks are going to do this now, eh?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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They're not supposed to, you can get an injunction in small claims court to stop them!:)

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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They're not supposed to, you can get an injunction in small claims court to stop them!:)

 

Do you have more details/info, not sure that a small claims court will issue an injunction against a bank.

 

All help gladly received!

Banks, give them an inch and they will take a mile.

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Yes, please tell us if you have any other information!!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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