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Royal Bank of Scotland Charges and Direct Line Loan


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Hi,

 

I'm about to start a claim against the Royal Bank of Scotland for charges that have put on my account. In the last 2 1/2 i've been charged over £2100 in bank charges, but this may increase once I have the statements for the full 6 years. I have also got a loan from Direct Line, which I have defaulted on, indirectly as a result of the bank charges.

 

My question is this: Can I get RBS to remove the default for the Direct Line loan, if i'm successful in my Bank Charges Claim, as ultimately RBS and Direct Line are the same company? I know if it was a RBS loan I'd be able to do this, but i'm not sure if I can when the company is trading under a different name.

 

Thanks for any help

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My question is this: Can I get RBS to remove the default for the Direct Line loan, if i'm successful in my Bank Charges Claim, as ultimately RBS and Direct Line are the same company? I know if it was a RBS loan I'd be able to do this, but i'm not sure if I can when the company is trading under a different name.

 

RBS is the parent company that owns Direct Line along with several other companies that form the RBS group. However, RBS and DL are quite seperate companies with separate legal identities nevertheless - it is not the same company trading under a different name. So unfortunately, I think the answer to your question is no, you will not be able to get RBS to do anything with regard to DL's business with you.

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