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Ginnser v Halifax ***SETTLED IN FULL***


Ginnser
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CONGRATULATIONS

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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congratulations...just looking into my one now.....think i'm gonna start soon

 

wish me luck

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

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Brad go for it, its easy, just follow the step by step guide.

 

I have £1700 with Alliance and Leicester to come this week !!!!!!

Halifax £2053 -

30 June 06 - Prelim Letter Sent

12 July 06 - Standard Blah Blah Reply Received

15 July 06 - LBA Sent

18 July 06 - Phone call from Halifax offering £500

28 July 06 - Small Claim Process Started

14 Aug 06 - SETTLED IN FULL £2708.02 !!!!!

 

Ulster Bank £??? -

Working on it

 

 

Nationwide £210 -

14 July 06 - Prelim Letter Sent

28 July 06 - LBA Sent

 

A & L £1384 -

28 July 06 - Prelim Letter Sent

 

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Honey28

 

I lodged mine with laganside first but they told me to lodge in UK if i could as NI small claims limit is £2k. I have a property in UK, as you need a UK address for moneyclaim, so used moneyclaim like everyone else on this site and it worked a treat!

Halifax £2053 -

30 June 06 - Prelim Letter Sent

12 July 06 - Standard Blah Blah Reply Received

15 July 06 - LBA Sent

18 July 06 - Phone call from Halifax offering £500

28 July 06 - Small Claim Process Started

14 Aug 06 - SETTLED IN FULL £2708.02 !!!!!

 

Ulster Bank £??? -

Working on it

 

 

Nationwide £210 -

14 July 06 - Prelim Letter Sent

28 July 06 - LBA Sent

 

A & L £1384 -

28 July 06 - Prelim Letter Sent

 

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  • 10 months later...

Hi Ginnser

I was reading ur threads and firstly CONGRATULATIONS on your success.

I too am in NI claiming against A&L But I am having problems. Could you please tell me what address you used for the alliance and leicester as the courts are telling me I need to reside in england as i used the BOOTLE MERSEYSIDE Address

Cheers Jen

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I sent off for statements,they arrive the same week, charges came to £42003, sent off first letter requesting all my charges be payed back to me,they replied within the 14 days i gave them saying all bank charges we applied correctly,sent off second letter threatning court action if they didnt pay up,then i just gave them a quick call to see if they would re evaluate my claim to which they said they would but it would take up to 8 weeks! but within 2 days of phone call i had a letter saying they were willing to give me back £2992 (yippie) which i excepted and it was paid into my bank account 6 days later! i know it wasnt the full amount but i was very happy with it (money i thought id never see again lol)

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Hi Jen

 

I used an address of a property I own in England, however you could use address of a friend or relative. The UK mainland address is only for the purpose of serving papers to.

 

Hope this helps

 

Also, dont accept their first offer, they WILL pay in full, but beware A & L (not Halifax) will close your account a few weeks later, so have another account ready to rock and roll !!

Halifax £2053 -

30 June 06 - Prelim Letter Sent

12 July 06 - Standard Blah Blah Reply Received

15 July 06 - LBA Sent

18 July 06 - Phone call from Halifax offering £500

28 July 06 - Small Claim Process Started

14 Aug 06 - SETTLED IN FULL £2708.02 !!!!!

 

Ulster Bank £??? -

Working on it

 

 

Nationwide £210 -

14 July 06 - Prelim Letter Sent

28 July 06 - LBA Sent

 

A & L £1384 -

28 July 06 - Prelim Letter Sent

 

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