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Fivelaws v MINT ***WON***


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Prelim dated 29/Dec asking for £1508, which included CI at 15.9%.

 

Offer of £278 dated 11-Jan.

 

LBA sent 12-Jan.

 

Final 'get lost' letter dated 18-Jan.

 

N1 printed & ready to deliver on Monday 21-Jan, for slightly less than originally asked because of 4 charges older than 6-years (didn't need yet more complications).

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Don't ya just love those get lost letters?! :rolleyes:

 

Best of luck fivelaws :)

Can't find what you're looking for? Please have a look at Michael Browne's

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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No luck required! **

 

N1 signed, sealed & delivered 21-Jan in the Aldershot & Farnham County Court.

 

 

 

 

** Fingers crossed!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

Acknowledgement of Service - 4/Feb from Cobbetts.

 

"I intend to defend all of this claim"

 

 

We shall see....

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

Crikey!

 

Just received a 7 page written defence from Cobbetts.

 

Is this normal?

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

Allocation Questionnaire completed & returned today.

 

I've included the 'Draft Directions' as recommended - this is quite a cute document and I'm very impressed by whoever came up with it. A solicitor told me a long time ago that litigation is basically poker. The draft order is akin to going 'all in' with a straight face. Love it.

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Offer from Cobbetts.

 

Their client is "confident" that they'll win at trial, however, "please have some money". Strange sort of confidence eh?

 

Curiously, the offer supposedly was for "charges, court costs and 8% interest" and yet the offer was actually only for the charges - no recovery of court fees and 0% interest.... Imagine even a legal offer from a solicitor being misleading... Unthinkable! :)

 

On the basis that the offer is for 50% of the claim, I've sent a 'No.6' rejection letter from the library, with a slightly acerbic addition pointing out their FAIL at maths and suggesting they "check your records".

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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And quite right too fivelaws. Until they can be bothered to offer 100% of the total claim, they're wasting your valuable time. Hold out for the whole lot......... you know already that the claim is worth it. ;)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Wooooaaaaa!!!

 

Just taken a call from Cobbetts. Very nice, softly spoken lady who started by apologising for their mistake on the offer - it was indeed too low.

 

However.... They are only prepared to settle for charges+costs+8%. They do not accept contractual interest. When I asked why, she claimed "because that's what the office of fair trade said was fair". Which was a bit odd.

 

I said that I'd have to decline the offer, and she said that on that basis, they would be applying to "strike out" the claim on the basis that their offer had been rejected...!!

 

"Bring it on". Was pretty much my reply!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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  • 2 weeks later...

** SETTLED **

 

Received copy of their AQ on Monday and decided to make a counter-offer splitting the difference between the claim and their latest offer. I did this partly on the basis that everything I've heard indicated that they would wait until the court hearing (3+ months) before making settlement and during that time I would be paying interest on a CC that would equate to roughly the same value.

 

My counter-offer was accepted by return of post...

 

 

Mint? Done

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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Congratulations, fivelaws..........Result :)

 

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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CONGRATULATIONS!!!!!!!!!!!!!

Tisn't very often that I get to say this these days, but well done fivelaws! A job well done!!! Hope you enjoy your winnings! ;)

xxxxxx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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