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bt disconection urgent


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this is the story i got my bt bill on the 6 december i forgot all about it as i am verry bussy with work and also trying to reclaim overdraft charges bank loan charges and credit card charges.now i got this pay now or else letter dated the 12 jan it came today the 17 the question is if i pay on the 25 of jan thats my pay day with my prepay master card will it have cleard by the 28 of jan as thats the date they cut of all service ie no phone and no ,cag ,info and they said they will charge me £200 cancilation fee for not finnishing my broad band contract not sure if i can borrow the money in time to pay these *****rs they realy are lower thay snake s**t the dorris on the phone did say that if i set up a dd they may be could sort some thing out, but thats not an option for me as been through all that hassle with halifassany help would be great,

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