Jump to content


help please!- hassle form BCW


debs4th
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4997 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi heres my previous post so you know the background:

 

"Hiya, Im just wonderng if anyone can help me, after reading alot of information on here i found a couple of my debts were statue barred theses have been closed now Thanks!!!

 

But i have a problem with Bucahannan Clark and Wells, i had a debt with Aktiv Capital over 8 years ago in jan 2007 i got a call and was basically so scared i set up a DD to pay back £20 a month, i never admitted debt in writing i recently spoke to them and think that the debt is statue barred but they say it defaulted on 10may 2001 but as i started paying back in jan its not.. Ive since requested a coipy of credit agreement about 4 wks ago and ive still not recieved it i got a phonecall yesterday about the debt so i mentioned the agreement 'its in the post' I stpped payments at christmas as really had no money, so i just dont know what to do next do i fight them or am i in the wrong, its really bugging me as we spent all of last year clearingdebts and sorting finances and this is the last one! They just intimidate me on the phone and as they still havent posted me stuff i cant write to them as i lost the address and my account no - sure they will be on the phoen to me soon tho! :-)""

 

So following on BCW phoned me again a really aggressive man was having a proper go at me on the phone i said i am getting a call every day and im explaining my situation every day to someone new all i want is my acc no your address and my credit agreement sent out, he said it was sent yesterday - suprise ive had one sent every day now for the past mth that has never arrrived!, The man was very reluctant to give my my acc no and address of BCW but i have it now, im going to write via recorded del requesting my credit agreement anddetails. So it was just to see if anyone has any advice or experiance with BCW I am literally shaking of that call i was so tempted just to set up DD and pay but i knew thats what he was trying to do

 

Sorry this was long

Link to post
Share on other sites

This is exactly why it is best NEVER to talk to them. THEY WILL SAY ANYTHING TO FRIGHTEN YOU INTO PAYING THEM !! Send them a CCA request and at the bottom write in BIG LETTERS - PLEASE NOTE I WILL ONLY CORRESPOND IN WRITING - ANY PHONE CALLS MADE TO ME WILL BE REGARDED AS HARRASSMENT AND TREATED AS SUCH - Do NOT hand sign the letter......

  • Haha 1

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

send by recorded delivery....if they are still ringing after your letter has been sent then write down the times / dates of the call.....

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...