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welcome finance unsecured loan


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hi, all.

this loan has not been passed to a collector yet. its with welcome finance. a unsecured loan.

 

loan amount £2,000

insurances £664.17

 

at £166.13 for 24 months

 

apr (variable) 51.30%

 

acceptance fee £75.00

interest charge £1247.89

 

rate of interest per annum 46.80%

 

interest will be calculatedat the rate of interest on the daily balance outstanding of the total amount of credit and the acceptance fee. it will be paid as part of your monthly payments.

 

what im complaining about is the insurances on the credit agreement.

you have to tick the boxes if you wish to purchase them. none of the boxes are ticked but my signuture is there. and the insurances have been totaled on the agreement with the loan.

 

also on the demands and needs statement only one box for insurance has been ticked but two have been applied to the agreement.

 

what can i do about this or is the agreement still valid for welcome?

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