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new company taken over my debt


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can you please tell me where i can find the template, that you send when another compant takes over a debt.

thank you

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Hi rightfully,

 

What do you mean by template for when someone else takes over your debt?

 

Do you mean to CCA them or ask them why? Sorry could you clarify please?

 

Thanks,

 

Penfold

Penfold

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sorry im not too clear on what to do myself..

yes i think it is the CCA, thats when a different company take over a debt from another. we have never heard of Thames Credit Ltd before, and dont know where this debt has come from.

Thank you for trying to help.

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sorry im not too clear on what to do myself..

yes i think it is the CCA, thats when a different company take over a debt from another. we have never heard of Thames Credit Ltd before, and dont know where this debt has come from.

Thank you for trying to help.

 

Hi no worries always try to help where I can. Is this what you are looking for:

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

I think Letter N... Just shout if I can help anymore,

 

Penfold

Penfold

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Due to recent issues I have had....

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Thank You Penfold, thats just what i needed. :D

you're a star

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

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Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

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Thank You Penfold, thats just what i needed. :D

you're a star

 

No problems, but feel free to click the scales...

 

Penfold

Penfold

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Due to recent issues I have had....

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  • 3 weeks later...

Hi wrote the letter and sent it recorded delivery on the 15th jan, got a reply from them dated 24th jan..

 

it says:

 

Dear Sirs

 

Agreement No #######

 

We refer to previous correspondence.

 

You requested documents citing the Consumer Credit Act 1974. We have now recieved a copy of the agreement.

 

Please contact this office on the telephone number above to discuss this matter further.

 

Yours faithfully

 

-------------------------------------------------------

 

So my question is what should I do now? and were they not supposed to send me the details within a certain time?

 

Thanking You for your help.

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

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be gratefull for your advice

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

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Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

My Final Word,

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So I just wait until the 12 days are up ! then what do I do?

 

thanks for your help :-)

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Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

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Any advice is given in my opinion only, i have no legal knowledge whatsoever, only knowledge & experience gained from CAG.

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You are not required to do anything or pay anything if they do not supply an enforceable CCA.

 

You can also cancel payments to who you were paying the debt to prior to thames requesting payment.

 

If anything turns up in the mail scan and post it on here.

 

You will almost certainly be sent some unpleasant letters don't worry about them just let us know what has been sent.

 

Never ever speak to them on the phone.

 

Cheers

 

Cas

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Hi Rightfully,

 

They must supply the agreement as part of the request, just keep us posted...

 

Penfold

Penfold

(feel free to click the scales on the left if I said something that helps)

Due to recent issues I have had....

All posts written by me and involving my opinions and written without any legal knowledge are....

Without Prejudice

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Thank you so much for your help and reassurance guys,

 

as yet have not heard a thing, I never talk to anyone on the phone always say they got wrong number to anyone thats not family or friends.

 

Im not sure what its for..

 

I will keep you posted,

 

Thanks much appreciated. :grin:

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

:)

If I have been of any help to you, please add to my reputation points by clicking the middle icon, at the bottom left. Thank You

 

Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

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  • 1 month later...

Hi Guys

Thought I would keep you posted as promised, I have now recieved a letter as follows:

Our ref:*******

Creditor: Equidebt Ltd (Formerly Barclay Card)

 

I confirm reciept of your letter dated 22nd Feb 08 and the enclosed payment of £1. A request has been placed with our client for a copy of the Consumer Credit Act document and the account has been placed on hold until this matter has been resolved and no further collection activity will occur.

If in the meantime you need to contact us about any aspect of this matter please call the following freephone number 08005872756 or write to us at the following address:

Compliance Department

ECI

Wquity House

Ettington Road

Wellesbourne

Warwickshire

CV35 9GA

yours sincerely

Kevin Kennedy

Senior Advisor

Compliance Department

ECI

 

********************************************

So please send me your thoughts on this..

thanks

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

:)

If I have been of any help to you, please add to my reputation points by clicking the middle icon, at the bottom left. Thank You

 

Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

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bump

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

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Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

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Any advice is given in my opinion only, i have no legal knowledge whatsoever, only knowledge & experience gained from CAG.

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standard letter...do not call them wait and see what they produce mate,

 

Penfold

Penfold

(feel free to click the scales on the left if I said something that helps)

Due to recent issues I have had....

All posts written by me and involving my opinions and written without any legal knowledge are....

Without Prejudice

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Thanks Penfold Once Again :)

Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

:)

If I have been of any help to you, please add to my reputation points by clicking the middle icon, at the bottom left. Thank You

 

Get wots 'rightfully yours' the CAG way: friendly & approachable - tried & tested - step by step - Great Results!

My Final Word,

Any advice is given in my opinion only, i have no legal knowledge whatsoever, only knowledge & experience gained from CAG.

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