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Statute barred debt - just a quicky


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If and i mean if they do bring action against you you will need to prove you have informed them the debt is statue barred.


I would advise you look in the templates and look at letter M, i think, and send the letter off. The templates can be found above these threads.


Just a question is it Mackenzie hall by any chance?



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Last week i received a letter from Lewell Portfolio asking to confirm my address. After trawling the internet i found this site and binned the letter.


This morning i recieved a letter stating that they have purchased the debt from B/Card on December 14th 2007. I haven lived at this address for over 10yrs and no contact has been made.


How does the Limitations act operate with B/Card selling the Debt, this is of cause if they actually have.


I plan to send the barred template letter within this thread, but does the fact that it has been sold effect the Limitations act.


Thanks in advance.

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The simple answer is no, providing there has been no written acknowledgement of the debt or payment made by you towards the debt for a period of 6 years, then that's it, the debt is statute barred


and it cannot become unbarred


i hope this helps






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