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Debts passed on - where do we stand?


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Hi, my husband has two debts - 1 loan and 1 cc - both originally with lloydsTSB. We have been trying to negotiate reduced payments with lloyds but have now received letters from apex regarding one and fredrickson regarding the other (not to mention numerous telephone message that we havent responded to). I know that I have read on here somewhere that the oc is supposed to inform us if they pass the debt onto someone else.... can anyone tell me exactly what the rules around that are?


Many thanks

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Guest louis wu

Hello hunny.


Yes, I believe it is a notice of allocation you are talking about. I am not 100 % sure on the process, so won't coment at the moment, but I am sure some one will be able to give you the exact method of dealing with this situation.


Best of luck



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