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cabot abd CCA


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after few month of struggle with cabot whihc inbsisted that we are the owner of debt which we never had i CCA them on august 2007. today i received this letter from them


Your request under the CCA

We write further to your request for information under the CCA. Regrettably, we have beeen advised by the original lender that they have not been able to obtain relevant information for your account.

What does it mean?

it may be that the original lender no longer has any records relating to your account or that they have been unable to obtain the information from their archives.

As previously advised, Cabot is dependent on the original lender to obtain informaiton and we regret that we are unable to provide this.

As a result, Cabott shall no longer collect on this account.


what is interesting it is when they first approach us i went to an HSBC branch given the bank acacount details and etc.... and it appear that the account never existed at all, must of all they think some of the statement that we recieved by Cabott seems to have been doctored .... so when i asked them how they have got our details ? their answer don't know . anyway what does it mean this lettter that they will stop everyting now ? should i do someting else now ?

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I would just wait and see but keep an eye on your CRA file in case they have entered any data on it.


all the best dpick

cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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