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Barclaycard bank charges reclaiming: cash or credit?


Banky
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Hello, fellow CAG members.

I have received my barclaycard statement for the past 6 years and have calculated my bank charges to be about £300. However, I am currently in an arrangement with barclaycard to pay £20 a month towards my outstanding balance of £1200.

 

After successfully claiming the charges, would i get the money in cash or would it be credited to my barclayard account to reduce the outstanding balance to about £900?

 

Any insight would be greatly appreciated. Thank you

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There is a very good chance it will be paid into your account, but you could request it be paid by cheque.

 

If it did get paid into your account, at least it will lower your amount. ;)

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