LPF/Mercers

[gypsumsif]

hello all,

i sent off a simple cca request to littlewoods just before christmas (14 dec), this is to do with an old credit card account. (i also think i should S.A.R - (Subject Access Request) them, as they are adding lots of interest to this account).

but we received this reply from them the other day (well, form barclay card)....

 

im just wondering, as it looks like an application to me. along with their cover letter and the below scan, there was also 3 A4 sheets of terms and conditions, printed copies, not a micro film copy like the alleged agreement.

 

 

and an enlarged bit...

 

 

[gypsumsif]

if you want to see the other pieces of paper that they sent along (the T&C's), then i can scan them up.

 

the reason i called the thread lpf/mercers is because i get mail from both. the above was sent direct from barclaycard.

 

thanks a lot.

[clutchingatstraws]

Can't see prescribed terms and it gives the impression of an application form..

 

If it was mine I would not consider it to be an enforceable CCA.

 

Good Luck

 

Cas

[gypsumsif]

tnx.

these people used to cause untold rows between me and the OH. but now i know my rights.

2 dca's came back with legit agreements, and we are now happily paying them.

but if i can cause trouble for any of them i will.

any ideas for next course of action please?

[pt2537]

Hi

 

i cant see any prescribed terms either, but the T&Cs would help, just to dot the i's and cross the T's

 

Regards

paul

[gypsumsif]

as requested... I'd b most grateful if you would take a look.

 

 

 

[gypsumsif]

im confused by this one, there is no date to date on the above T & C's. are the same as what would have been stuck to any agreement we signed?

 

and this is a little bit contradictory... it refers to itself as an application AND an agreement

 

 

cheers.

[SharpmanTF1]

Hi Peeps,

Any one know the correct address to send CCA request to for LPF.

 

Sent one a fortnight ago, appears not to have arrived at destination. sent signed for but not as yet been signed for.

 

The address I sent it to was:

 

LPF Customer services

PO Box 5592

Northampton

NN4 1ZY

 

Is this the correct one?

 

If so has any one else had trouble with mail reaching this destination.

 

Does any one have a fax number for LPF?

Sharpman.

[surprise]

Probably got there but as with a lot of credit card companies they sign in bulk. Fax number 0151 549 7051