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Guest Fallenangel

Is there a time limit on DCA's adding defaults to your CR? I am curious if there is anything within the consumer credit act etc that says once you have defaulted on a loan the company can add a default of said account to your CR at ANYTIME they please whilst there is a balance outstanding.

 

The timescale I am talking about is: defaulted loan in 1997. Default added to CR in 2003. 6 years after I defaulted.

 

fallen angel

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