OFT test case

[gaz2006]

there is basically nothing to read. i paid a hp loan off in november and filed for all my charges back straight away. i realised the test case was going to run, but i have lots of cases pending at the moment so thought i would only add another to list.

i have 3 other with Bank of Scotland/Halifax but this is the only one that has paid out before its even got to the court fee stage.

They paid me everything in full and final settlement. I think the woman must of been having a good day!

I have won lots of claims before the test case was announced so I have all templates, right up until court bundles still at hand if needed.

I also managed to claim from 1998-2007 with Halifax last April - wow that was a good one!

 

Well done with that particiularly interested in templates etc re claim more than 6 years mentioned with halifax any details you can pm with or put on here regards Gaz

[Alphageek]

What on earth was he after?

 

Nothing, he lived nearby and just popped in on his way home.

[darling1]

Well my old timer story is set in the 80's...........my son was diagnosed with leukaemia, and my husband (now the x) was not managing our account very well - for the obvious reasons..we were all over the place, I had stopped work, we were travelling all over for treatment and the bank manager called him in to say, please dont worry about the account - that LLoyds (yes Lloyds!) understood and that when things seemed a bit more settled we could sort out our finances. True to their word we did not have to even ask - just take what we needed and they covered all our bills etc. My son died and within a week of his funeral we were called in to ask how we were going to pay them back!!!!

That was the begining of a long history of loans and bank charges! Oh well!! But at the time it ws nice not to have to have the added worry of threats and returned DDs etc...

[JOSH_IOU]

Nothing, he lived nearby and just popped in on his way home.

 

How much extra did you pay for that? lol

[jansus]

About the late 80s is correct. That is when as an employee we were told that pay would be linked to performance and sales of products. Before that it was

" the customer is always right" My old manager knew a lot of the customers personally even in a large town like Reading.

 

 

jan

[JOSH_IOU]

greed comes in many different forms

[car2403]

Well my old timer story is set in the 80's...........my son was diagnosed with leukaemia, and my husband (now the x) was not managing our account very well - for the obvious reasons..we were all over the place, I had stopped work, we were travelling all over for treatment and the bank manager called him in to say, please dont worry about the account - that LLoyds (yes Lloyds!) understood and that when things seemed a bit more settled we could sort out our finances. True to their word we did not have to even ask - just take what we needed and they covered all our bills etc. My son died and within a week of his funeral we were called in to ask how we were going to pay them back!!!!

That was the begining of a long history of loans and bank charges! Oh well!! But at the time it ws nice not to have to have the added worry of threats and returned DDs etc...

 

Sorry to hear about your son, darling... Good to see you are continuing your fight - is that in his honour, by any chance?

[empowered]

Our old manager in the 80s was old school tie and a true gent - used to take us out for lunch! Imagine that happening now and we are talking about a time when we didn't actually owe them anything and they weren't making money from us:D

[JOSH_IOU]

:DThey must of been just starting up in business lol

[JOSH_IOU]

gawd my manager panics when i come into the building

[saintly_1]

I wouldnt know the manager of my branch if the jumped up and bit me on the bum

[JOSH_IOU]

I wouldnt know the manager of my branch if the jumped up and bit me on the bum

 

LOL

[Alphageek]

How much extra did you pay for that? lol

 

Nothing. But I have seen a few posts saying similar things form their manager in the 80s - I am referring to the 80s as well.

 

I wonder when and what happened to banks?

[JOSH_IOU]

Its worth having a look in the law library of cag.

[Tawnyowl]

Our old manager in the 80s was old school tie and a true gent - used to take us out for lunch! Imagine that happening now and we are talking about a time when we didn't actually owe them anything and they weren't making money from us:D

Probably only time you would see him now is when he drops you at county court building,or if you won the lottery,all tea and biscuits.Different world now.

[Tawnyowl]

I wouldnt know the manager of my branch if the jumped up and bit me on the bum

Its that long since i went to bank ive forgotten where the branch is.Anyone know where it is:grin:

[darling1]

Sorry to hear about your son, darling... Good to see you are continuing your fight - is that in his honour, by any chance?

 

 

 

Funnily enough I was wondering if the OFT case goes as I hope it will.....will I be able to claim for the charges all the way back to '84!!!......without the X's co-operation? Dont think that he will want to "help" me to win LOL:D it was a joint account and we must have had a whole load of charges from then to 96 when we divorced!....

[tonycee]

I wouldnt know the manager of my branch if the jumped up and bit me on the bum

 

I have NEVER met the manager of my branch who supposedly correctly sold me £5k worth of PPI.

 

They dig a bigger hole for themselves everytime they reply these days.

[darling1]

I wouldnt know the manager of my branch if the jumped up and bit me on the bum

 

 

You have a manager ?????????

- I was told at my branch of Nationwide they no longer have a manager?? so you can no longer demand to see the manager!

But if anyone bites me on the bum whilst i'm there...I shall know its not the manager!

[JOSH_IOU]

Try closing your account Darling.

You will find they magically recruit someone.

[darling1]

Try closing your account Darling.

You will find they magically recruit someone.

 

 

uhhh????

 

Actually they would probably love us to close it LOL - they stopped making money out of us when I WON against them last year!!!

[JOSH_IOU]

First time I met the bank manager I asked the cashier to see her.

The cashier said the manager is not in today can COuld she help.

 

I said i'd like to close my account. she asked why I said because I couldn't speak to a manager. (hey presto) the cashier said she would get her. So fi they can lie like that.

[Guest vortex]

interesting discussion.

[credit allergy]

Some years ago I was in a Nat West Branch of course in a long queue. The chap in front looked on the wall to see a poster with the complaints phone number. He rung it and gave a running commentary about the lack of movement and lack of cashiers. Anyway a nanosecond after the call ended the following happened. The manageress came flying through the door into the customer area faster than a greyhound out of the traps and the door just about stayed on its hinges. She then went up and down the queue asking how she could help us. We all declined whilst trying not to laugh!

[sillygirl1]

My Nat West story was being fobbed off from the call centre to a branch, went into branch and was promptly told "Call the call centre." I had got a reference no from the call centre for that eventuality so I called them from the branch... handed the phone to the heavily made up front desk lady who promptly called the manager... who didn't tell me what she was saying but listened to the call centre and resolved the problem! I got a round of applause when I came out of the managers office.