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Saw a letter now cant find it


David963
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Can anyone help,

 

I have within the last 2 days seen a letter on a thread to send to a company that is taking me to court, requesting copies of everything they plan to use, plus original agreement, ppi terms etc and requesting it be done within 14 days or report them to the courts.

 

I now cant find it, does anyone have a copy

 

Thanks

 

David

 

English court, (there was one for Scottish as well)

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You mean a CPR request.

here you go:

 

REQUEST FOR INFORMATION UNDER THE CIVIL PROCEDURE RULES.

 

Dear Sir/Madam,

 

I have received the Court claim filed by your Company. To enable me to file a defence and counter-claim, I require specific information regarding the account to be provided forthwith. Given that this matter is now the subject of legal proceedings, you are obliged to disclose under the Civil Procedure Rules, the information and documents detailed below. This letter supersedes the Data Protection request made to on the **DATE**. The information must be furnished by the **DATE**, which gives you ten days to provide what has been requested. If you fail to comply, this will be reported to the Court, a copy of this letter will be provided as evidence to the same and an Order enforcing your compliance will be sought.

 

1. A true copy of the executed credit agreement and any terms and conditions that applied to the account at the time of default and at the time the account was opened.

2. All records you hold on me relevant to this case, including but not limited to:

a. A transcript of all transactions, including charges, fees, interest, repayments and payments and both the original amount of the loan and any repayments made to it the account.

b. Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations

c. Where there has been any event in my account history over this period which has required manual intervention by any person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my account formerly held with **CREDITOR**.

d. True copies of any notice of assignment and/or default notice or enforcement notice that you or the original creditor sent me, with a copy of any proof of postage that you hold.

e. Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable).

f. Details of any collection charge added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers.

g. Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied.

h. A genuine copy of any deed of assignment, or proof that you have a legal right to this money.

i. A genuine copy of any notice of fair use of my data as required by the Data Protection Act 1998

j. A list of third party agencies to whom you have disclosed my personal data and a summary of the nature of the information you have disclosed.

 

3. Any other documents you seek to rely on in court.

4. A copy of your complaints procedure, as required by the Consumer Credit Act 2006.

5. Clarification of the date you acquired the debt, what organisation you acquired it from, their registered office, their company number (if any) and what legal title they had to this debt, and what credit license number they had at the time that the debt was purchased or entered into.

 

I will require this information within the next ten days. I must advise you that if the information is not forthcoming, it will be reported to the Court that you are trying to frustrate proceedings and denying me the opportunity to file a defence and counter claim.

 

I would appreciate your due diligence in this matter.

 

I await your rapid response.

 

Yours Faithfully,

 

Be VERY careful whose advice you listen too

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  • 3 weeks later...
You mean a CPR request.

here you go:

 

I sent this special next day delivery and have an electronic delivery signature for the 15th January.

 

They sent me a copy of their allocation questionaire before i sent this but have not got anything else from them, that makes interesting reading as they have only put 3 letters on the back but it looks from them that they were the ones doing all the chasing for info and replies, when it was infact the other way round.

 

If i do not recieve this info, how do i go about complaining to the court about their lack of disclosure etc

 

Thanks

 

David

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i dont know to be honest, its at home, i filled one in and gave it to the court with copies of letters i had sent, it had tick boxes for extra month to sort things out and how long i thought the case would take etc.

 

I will have a look later

 

David

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so youve already sent your AQ?

 

oh, did you ask for any special directions with you AQ?

 

what exactly is it your looking for? i am a little confused here, i thought it was help with the AQ itself.

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Had a look on line and think it is the N150, they are claiming £5800, however i am waiting stil for a breakdown as i think the insurance was mis-sold and not sure when or if it was cancelled and as they added the total cost of it on before hand i still appear to owe more than i borrowed.

 

David

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so youve already sent your AQ?

 

oh, did you ask for any special directions with you AQ?

 

what exactly is it your looking for? i am a little confused here, i thought it was help with the AQ itself.

 

 

Sorry, it all came around new year and i did not really know what i was doing with the questionaire so i filled it in as best i could, afterwards i asked about it and was advised to send the CPR letter above.

 

Very new to this so may have done it all the wrong way round, they have not answered the letter above or acknowledged it even.

 

David

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