Flunky v's Lloyds TSB

[flunky]

I am going to send my premlim letter today for £220. It is not for much as have been good over the past year (!). I have read through some threads and checked the FAQ's.

 

I need to know what the current state of play is for new claims. I will stick to my timetable but need some advice.

 

My local court is Kings Lynn and lady said they will stay.

 

Any ideas or advice please would very much appreciated.

[maroondevo52]

Hi, Flunky.

 

Have you read this.....

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/108430-stays-info-guidance.html

 

Regards.

 

Scott.

 

 

[flunky]

yes i have. Seems as though up to individual judge. I was wondering what is actually happening though. They have really annoyed me. I have sorted another account so have nothing to lose.

[maroondevo52]

Hi, Flunky.

 

The test case has been set to start on the 14 January, 2008, and is expected to last for 8 days. The date that the judgment is published is a matter for the Court.

It is quite normal for there to be a gap of a number of weeks in between the conclusion of a case and the publication of the judgment. Barclays and the other banks and one building society involved in the test case have agreed with the OFT and the FSA to conduct the test case in an efficient, prompt and orderly way.

 

I've lifted this quote from Steven4064 a Site Helper.

 

''The case doesn't even start for another 2 weeks, I'm afraid. This initial case is not expected to last long.

 

This case is to decide whether the UTCCR 1999 apply to personal bank accounts. If they decide that they do, then there will be another case to decide whether the charges are fair or not. If they decide that they do not, then it's business as usual for bank claims but with the UTCCR taken out of our claims (as we already do for business accounts)''

 

You should start your claim asap, get yourself to the front of the long line of claimants, waiting to be paid out .

 

Regards.

 

Scott.

 

 

 

 

__________________

[flunky]

very helpful thanks v much.

 

I have sent my prelim letter yesterday. As I said to the nice man in branch. "if you are going to charge me this £200, then you will damn well work for it."

 

I will make it my mission to cause them as much hassle as possible. Apparently under the Data Protection Act you can request all digitally stored info which would include recorded phone calls.

 

They may not have to investigate bank charges but they do have to investigate poor service and rude staff which they will do. May even do a S.A.R - (Subject Access Request) for the hell of it. Grrr they make me mad.

 

Hopefully though they will just pay up as it is not much.

 

One final thing If they charge me again while this going on how do i go about getting that back ?

[maroondevo52]

Hi, Flunky.

 

You can add charges right up until you file at court. .

 

Regards.

 

Scott.

 

[flunky]

noted. Thanks.

[flunky]

Right then, standard response rcvd sending 2nd letter.