Here is my Agreement with link to Agrmnt Checker Is It Enforceable

[depressed]

Hello,

 

Go to this site [deleted] and put the details of my agreement from my credit agreement INTO the website...... i have done it and it says its unenforceable.

 

you can make up the user details where it asks for an email address etc. use also the name JON DOE for the debtors name, my name in other words.

 

WHAT DO YOU THINK?

 

 

here is my credit credit agreement

 

http://i272.photobucket.com/albums/jj194/opendirect/OD.jpg

[N.P]

Hi depressed,

 

I beleive these Agreement Checkers are not as accurate as people would like them to be.

 

Also, I`m no expert by any accounts on Agreements, but from what I`ve read on CAG, this may indeed be enforceable as it has the nescessary terms on.

 

When was the Agreement taken out?

 

Bumping this up will keep it visible until some with experience on Agreements checks it out.

 

Regards

 

 

N.P

[depressed]

Why delete something that i originally got from CAG. Make me MAD!

 

this is the BBC news that has highlighted the problem of unenforceable agreements. checkmyagreement.co.uk is something that is already here on cag.

 

this is the BBC link BBC News Player - Firm says credit deals flawed

[Belaflat]

I used this site for info too and got the address off here.

I do realise it is a commercial site but unless you wish to have further information delivered, it costs nothing.

 

The opening page has the credit checker provided for free.

 

In the case of my agreement, it stated there were innacuracies in the quoted APRs etc and as such it was unenforceable.

 

Still not been tested one way or another yet as the case is still stayed (has been for months now)

 

Going back to the home page of the company mentioned, there are many links both to legislation and Court of appeal cases which may be beneficial to users of CAG. I am one of those and have not parted with any money.

[depressed]

Yeah, I emailed the company and asked them to check my agreement, just to make sure its correctly done, and if they find its unenforceable i will order the full report. I wasn't sure it was being done correctly.

[Hopeful1]

Have you had a look at this thread too?:

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/105315-my-agreement-enforceable-useful.html

[depressed]

thats the thing, its difficult to understand whats what

[Oh Boy!]

Hmmm im suprised you have not had any response to this.

 

I'll pm a couple of gods see what they think

[steven4064]

He depressed

 

The agreement you have posted is certainly not enforceable - it admits it is "pre contract information" therefore it cannot even be a contract let alone an enforceable one. It has the prescribed terms but no signatures. It is unenforceable by virtue of ss59, 61 and 65 of the Consumer Credit Act.

[Oh Boy!]

Bump

[Oh Boy!]

So whats the story