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Equifax *Attributed Information*


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I wonder if anyone can help me with this.

 

On the first page of credit file it states under attributed information that some of the data which shows asterisks around my name will allow me to view information which could be attributed to me.

 

It goes on to say that attributed data is information that cannot be definitely be identified as mine. Even though lenders can view this data, proof that the data belongs to me should be obtained before it is used in a lending decision. Is this just a load of s*** or what?

 

I have a * next to a default of an account which I have never been sent a default notice for. I sent a sar to the said company and there was no default notice in the information provided. I sent this to all cras asking for removal as data (as I have included proof one was never sent) to which they said I will have to ask the said company to remove it. The said company refused and none of the authoroties wanted to know and advised me to obtain legal advice. Unfortunatly I do not have funds to take the company to court.

Sorry for the rant

 

S.K

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