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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Advice please-registering issue.


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Recently lost my brother he was a taxi driver.I am his next of kin.

He did not use his private car much and so applied for what i believe is called sworn so he did not need to tax his car and parked it on private land with owners consent.

I have a use for the car and so i want to move the car register it in my name tax it and use it myself.

How do i do this .Any help appreciated.

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Recently lost my brother he was a taxi driver.I am his next of kin.

He did not use his private car much and so applied for what i believe is called sworn so he did not need to tax his car and parked it on private land with owners consent.

I have a use for the car and so i want to move the car register it in my name tax it and use it myself.

How do i do this .Any help appreciated.

 

Have you the V5 also known as logbook or registration certificate?

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Ok, if you have the V5 fill out new keeper section which is on the inside cover with all your details. At the bottom you will have to sign as a purchaser and on behalf of the seller. Detatch the green slip (V5C/2) which is marked as the New keepers suppliment, you keep that and send the rest off to DVLA Swansea SA99 1BA. A new document will come in your name. But you don't have to wait for that before you can get the car on the road.

You will have to arrange your own insurance for the car before you take it on the road. If the car is Mot'd already you can tax it straight away showing the V5C/2, MoT and your insurance. If the car has no Mot or tax you are allowed to take it on the highway to and from a pre-arranged MoT appontment. You MUST make the appointment because if you a pulled up by the police they will check the Mot station's appointment book. You must also have valid insurance for this. Once Mot'd you can get the tax.

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One thing I forgot- if you don't intend to use the car on the road for a while and aren't going to tax it, as soon as the logbook comes in your name go down to your post office and get a SORN form fill it out and send it to Swansea, otherwise you will become liable for one of DVLA's famous fines. If untaxed the vehicle MUST be kept off road.

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  • 2 weeks later...

Am just about to post the form of. I have signed both the buyers and sellers

part of the form.Do i need to let the DVLA know that the owner has died or due to me signing both as a seller and buyer is this obvious.Thanks for help.

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One thing I forgot- if you don't intend to use the car on the road for a while and aren't going to tax it, as soon as the logbook comes in your name go down to your post office and get a SORN form fill it out and send it to Swansea, otherwise you will become liable for one of DVLA's famous fines. If untaxed the vehicle MUST be kept off road.

 

I would always advise that SORN should be done on-line. You get an near-instant acknowledgement via email and can therefore tell the fines office to go forth and multiply.

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Do i need to let the DVLA know that the owner has died or due to me signing both as a seller and buyer is this obvious.Thanks for help.

 

I wouldn't bother - it's too easy to confuse their simple minds.

 

The worst that can happen is that they will delay the issue of the V5 whilst they write to the old keeper to confirmn that it is OK to issue the V%. If they hear nothing after a set period of time, they issue anyway.

 

The other point to remember is that the V5 only defines the registered keeper of the vehicle - the owner is irrelevant to DVLA. You don't sign as seller and buyer; you sign as registered keeper and new keeper

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I have now had MOT done and insured the car.I now want to tax the car. However the insurance people seem to be taking for ever to send me the policy.They have sent me direct debit confirmation with the policy number on it would this do to tax the car .I have kept the green new keepers slip but am wondering about the tax.

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They have sent me direct debit confirmation with the policy number on it would this do to tax the car .I have kept the green new keepers slip but am wondering about the tax.

 

To tax the car you will need:

 

the green new keeper's slip;

the MoT certificate;

the certificate of insurance or a cover note. The DD mandate/confirmation will not do. The policy will not do;

money for the duty payable.

 

You need to get onto the insurance co. to provide the certificate or a cover not. Usually they are pretty good about sending these within a couple of days.

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Have phoned the insurance firm for the last three days.They first told me it would take 3-5 days to come.Phoned again to say it still hasnt come.Now they are saying it could take up to 14 days-followed by it must be lost so we will send another on Monday.Would not be so bad but need to Tax the car.

They keep saying you can do it online but you cant if you dont have Registration document in your name.Dont think i will use Saga again.So far its been a shambles.Someone else said the cover note could be emailed to you is this possible.

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Did not realise Tinternet would create such havoc.Have allways used Broker before and will do in future.Thanks for bringing me down to sensible way of doing insurance.Did home insurance at same time with different firm ,no problem.Just one of those things.Just irritating.

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