Barclaycard PPI - Your views on CCA Agreement

[powerful_rogue]

Hi,

 

Ive just received a copy of my CCA agreement through from Barclaycard that was taken out in 2001. I was only 18 at the time and was more interested in signing the form to get the card then read through the terms and condtions.

 

Ive just noticed that PPI was charged to me each month, and from looking at the agreement its included with no option to opt out - they give it automatically.

 

I applied for the account online, they then sent the form through for me to sign.

 

Your comments will be greatrly appreciated.

 

 

Large Version

[hellhasnofury]

Hi,

 

Ive just received a copy of my CCA agreement through from Barclaycard that was taken out in 2001. I was only 18 at the time and was more interested in signing the form to get the card then read through the terms and condtions.

 

Ive just noticed that PPI was charged to me each month, and from looking at the agreement its included with no option to opt out - they give it automatically.

 

I applied for the account online, they then sent the form through for me to sign.

 

Your comments will be greatrly appreciated.

 

 

Large Version

 

Hello,

 

It looks like a pre-contractual agreement to me, but I cannot see clearly all the small print to see if it has all of the prescribed term it should have to make it kosher. Maybe post the agreement up on the consumer credit agreement thread, for a more educated opinion;)

 

[/url] Consumer Credit Act Agreements

 

I can also see that their was no option regarding the payment protection insurance or the card protection fee.