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Foaf26907 vs CL Finance - attachment of earnings


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Help :(

I have outstanding debt with CL Finance via a Debenhams Card I had which I fell behind on when I was made redundant about 4 years ago.

They went to court and I agreed a repayment plan with them but unfortuantely couldn't keep up with the repayments and fell behind they have gone back to court and I have to now file an N55/N56 attachmenet of earnings. I intend to file and ask for a suspended order so that I can try and get the judgement overturned(?) on the basis that I didn't have a CCA with them (?)

I will be sending the N56 to court tomorrow but want to find out if it is at all possible to get the CCJ overturned when I didn't do anything when they first started preceedings.

I have seen a thread v CL Finance for which I am kicking myslef for not bothering to check CAG in the first place but now I am sending a SAR to CL Finance I've got 2 other debts they are managing as well. I haven't defaulted with these yet but what can be done once they have gone to court and court found in thier favour and have ordered me to pay.

Thanks Foaf26907

Claim filed 30/01/07

2nd Request £1500 nov 06

Prelim Request £1500 16/10

Lloyds Data Protection Act 07/08

------------------------------------

Abbey Credit card settled £266 11/06

NatWest paid in full £3770 04/08/06

Hurray Halifax Paid in full £1820.00 28/05/06

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  • 1 month later...

No not really. Thanks for asking. CL did send me a copy of the application forms I signed originally with the credit card companies.

The court agreed not to make an attachement if I agreed to pay a court defined amount each month.

I wrote back to the court that I can't afford it and asked them to reconsider. Haven't heard back from them yet.

Thanks Foaf26907

Claim filed 30/01/07

2nd Request £1500 nov 06

Prelim Request £1500 16/10

Lloyds Data Protection Act 07/08

------------------------------------

Abbey Credit card settled £266 11/06

NatWest paid in full £3770 04/08/06

Hurray Halifax Paid in full £1820.00 28/05/06

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