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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Merry Christmas to One and All


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Just wanted to add my best wishes to my 166,000 plus best friends on CAG. You're a great bunch and you've helped me through some rough times this year, brightening my days when things things got tough. You have no idea how much you've helped and supported me this year. If I've given a bit back in return I'm proud to have done so.

 

Remember it's not all about what you spend, but making the most of what you have already. I hope we don't have too many newbies in the new year who've felt pressured to spend more than they have. I'm very lucky to have a great family that I can rely on come what may, and humbled at the way so many cope on their own. If you are on your own, I'm glad that you have found CAG and the wonderful community here to keep you company.

 

So now my Christmas message is out of the way, on with the celebrations. Here's to a Merry Christmas to everyone, and a Happy and Prosperous New Year.

 

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hear hear Caro - couldn't have said it better. I love this place - it's made me laugh, made me cry and opened my eyes to a great many things. The support, encouragement and help I've received have been outstanding. This is an awesome community - long may it continue. :-)

"Never annoy a redhead - especially when she's a member of CAG!"

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Thanks Deb. That reminds me I must get my Eeyore avatar sorted. Where's Bookie when you need her? He could do with some sparkles please if you have a mo when you aren't peeling sprouts (unless you've got Mr BW on that task).:p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Yeah my Eeyore avatar had sparkles - don't know where they've gone now. Mind you, if he's feeling anything like me at the moment all his get up and go has got up and gone! :-)

"Never annoy a redhead - especially when she's a member of CAG!"

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Aaw deb, you haven't seen my Eeyore. He rocks with laughter but I'm useless at that techy stuff.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Aaw deb, you haven't seen my Eeyore. He rocks with laughter but I'm useless at that techy stuff.

I'm usually pretty good at this pc stuff - can build websites and suchlike - but can't get my animated gif to work on here.:(

"Never annoy a redhead - especially when she's a member of CAG!"

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Festive Message

I wanted to send some sort of festive greeting to my friends and colleagues, but it is so difficult in today's world to know exactly what to say without offending someone. So I met with my lawyer this morning and on his advice I wish to say the following:

 

Please accept with no obligation, implied or implicit, my best wishes for an environmentally conscious, socially responsible, low stress, non addictive, gender neutral celebration of the winter solstice holiday, practiced with the most enjoyable traditions of religious persuasion or secular practices of your choice with respect for the religious/secular persuasions and/or traditions of others, or their choice not to practice religious or secular traditions at all.

 

I also wish you a fiscally successful, personally fulfilling and medically uncomplicated recognition of the onset of the generally accepted calendar year 2007, but not without due respect for the calendars of choice of other cultures whose contributions to society have helped make our country great (not to imply that Great Britain is necessarily greater than any other country) and without regard to the race, creed, color, age, physical ability, religious faith or sexual preference of the wishee.

 

By accepting this greeting, you are accepting these terms:

 

This greeting is subject to clarification or withdrawal. It is freely transferable with no alteration to the original greeting. It implies no promise by the wisher to actually implement any of the wishes for her/himself or others and is void where prohibited by law, and is revocable at the sole discretion of the wisher. This wish is warranted to perform as expected within the usual application of good tidings for a period of one year or until the issuance of a subsequent holiday greeting, whichever comes first, and warranty is limited to replacement of this wish or issuance of a new wish at the sole discretion of the wisher.

 

MAY YOU HAVE A FANTASTIC FESTIVE SEASON AND GREAT 2008.

 

Disclaimer: No trees were harmed in the sending of this message; however, a significant number of electrons were slightly inconvenienced.

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Oh PI nice one lol. However I was fed up to see some advent calendars are now seasonal calendars, and according to Alan Titchmarsh, certain varieties of Christmas trees grown as crops would not be grown at all, if not used for that purpose.

 

I say Merry Christmas, and if you don't like my convictions and beliefs and heartfelt best wishes then deal with it.:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thought you might have, lol.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks vortex, you too, although with the taxi-ing I've got to do tonight and Boxing Night taking kids to and from work and/or out there's not much fear of me over-indulging.:mad:

 

Tomorrow is another matter though.:p;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Merry Christmas fellow Caggers!

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You too boss. Take care and have a good time with the other half and the little BankFodders.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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You too boss. Take care and have a good time with the other half and the little BankFodders.

 

Little Bank Fodder's... now that is scary :D hopefully what we are doing here will make life a little easier for all the little Bank Fodder's, little Castlebest's, little Caro's and little anyone who lives in this country where we believe in truth, honesty and above all free speech.

 

My Christmas wish.... may we always have freedom to speak our minds and freedom to act as we choose.

 

Happy Christmas

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Have made an executive decision to use Baked Beans instead kia!...;)

...I can't be certain my local Waitrose will accept my CC...:rolleyes:

 

btw...Do U know how reliable the recommended cooking times are on packets of frozen Chicken Tikka Masala??...:confused:

My microwave doesn't have any letters on it!!!...:eek:

(...+ It was the ONLY thing that the shop had left yesterday!...:( )

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well forward planning would have helped :Dleast your not working my fella is working till late all i can suggest is u heat till its piping hot otherwise u might be spending a little time praying to the porcelain ;)xxkia

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Point taken re: cooking/big white telephone kia

How long have I got to allow it to defrost for, before I can start boiling it??...:confused:

btw...Have been on nightshift most of the week myself.

I don't have someone else to leisurely do my shopping for me either!...:)

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nothing leisurely about asda on sat it was shoulder pads at dawn i can tell it was violent around the turkey isle those boil bag things dont need defrosting dont think might be silly idea but u read instructions :Dxxkia

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