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Natwest and BCW

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I 'won' my claim against Natwest last July and as i still had an outstanding debt i offered to repay at £30 per month to Buchanon, Clark & Wells, under the assumption that the accoutn was closed and the debt passed onto BCW.

I discovered on 17 december that my Natwest accoutn is still 'active' with interest being accrued monthly that exceeds my monthly offer?!

Are they allowed to do this?

I was under the impression that a debt collection agency 'bought' these debts once accounts were closed?


Please could someone help me as I am now unsure what to do and the interest is just increasing my debt.


Am i ok to write to BCW to inform them I will no longer pay this money to them and request the CCA?


Most grateful for any information you can give me



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Sounds strange that you won something but nothing's changed. Subscribing to see what the 'grown-ups' say.




RBS: £4,500

AMEX: £4,200

Barclaycard Visa: £12,100

Barclaycard M/Card: £12,600

(Including the numerous DCAs they have set on me.)

PPI reclaims (into my bank account): £25,000

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