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    • Hello, welcome to CAG. I've moved your thread to our Retail Loss Prevention / shoplifting forum for further advice.   Firstly, it's usually easier to deal direct with the person who has the problem. Is your brother with you and able to follow this thread?   We normally recommend that someone who's shoplifted has a chat with their GP or a helpline to see if there's anything else going on in their lives to make them do this or if there's extra help available. The important thing is that YB doesn't do this again because if there are other instances, it will get more serious. As you say, he needs to stay away from Sainsbury's.   See what others here think about writing back to DWF if you hear from them but I certainly wouldn't start playing games over this. How much money are we talking about please? Also, have you been looking at Freemen on the Land type websites?   Best, HB
    • When I say pay I mean it figuratively, however, the change in terms and conditions of the credit card will have some real life costs to me- it was the card I use when we go on holiday which is often outside the eurozone. Our countries of choice are usually Poland, Croatia and the Czech republic and prior to the war, Kyiv.   I am indeed wondering if the movement of money has flagged something but there are really straightforward answers if only they asked. If that is the reason then fair enough and lesson learned , by the way it was not mega bucks, the maximum cash deposit was £1300. I had also been paying the ground rent for my partner for 10 months and then deposited a cheque for 10 months ground rent. When we go away , I like to have some money in different accounts incase any do not work where we are going, but I am not affluent enough to be able to have it sitting there when we get back.   I have checked an up to date version of my credit file and there are no cifas markers.  
    • Hi, my brother last week received a ban from Sainsbury for not paying for goods. No police was involved, and they took his ID and said it was internal and that he is not welcome in any of theirs and partner store. If he receives any dwf letters repeatedly, how he handle it. we had a tragedy in our family, being distracted and forgetting to pay is not an excuse, and  regrets it. However the security guards don't seem to care as he didn't pay. im trying tell him not to worry. however, in many forums that I have read, states that we ignore these threats as they are testing and using scare tactics. Shall I just ignore these or shall I send them a letter stating " any liability to their client is denied and that we will not enter into any further correspondence". Then, am I giving them a reason to pursue more because I have responded? I Have also asked my brother not to go into any Sainsbury for a very long time. As mentioned, no police was involved and he was just escorted out of the store. Please advise a professional response on how to deal with this. We haven't received any letters yet and hoping there is a chance he won't get one......   One more clarification, if they keep sending letters, which we will ignore, but after the 4 or 5th letter, could we return the letter stating .."return to sender" or say "moved". This way, perhaps they will stop sending and move on.. What is ur advice? Also does DFW always send letters after such an incident? Or on occasion they ignore. Tank you. Any advice is helpful.
    • Hi not sure if in right place , but i got some windows fitted in 2018   about 6 months later noticed in a couple of the windows on the opening a gap appeared and noise and air was apparent , i went to the shop and mentioned it and said someone would come out never did.   to cut it short many times going to shop / messaging they have been out afew times always with a excuse saying forgot where they put parts then saying they would replace 2 of the windows , then saying they ordered the wrong windows this was the latest back in feb this year , so ive had enough now and looking at taking them to small claims court .   Ive always thought all the windows are not right as since the new windows the house seems colder and noisier so would i be able to claim for all the windows or would i need to get a independent review of the windows before making a claim . I dont want to put a claim in then find i should have done things first . Many thanks for any help . David 
    • No worries, it's easy done post in your thread   Admin - please delete mine and Yorky's posts from this thread
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Ask for a cheque or settle my account with Citicards?


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I done a very silly, silly thing!

 

I have a judgement against Citicards and faxed them warning them that I'd be applying for a Warrant of Execution. I said that:

 

1) they need to clear off the balance on my credit card with them by 10/12/07 (I have an outstanding balance on my credit card account).

 

2) send me a cheque of the balance by 11/12/07 by registered post.

 

They did neither of the above so I went to court a couple of days ago and have since been given a warrant number.

 

The only problem is, in hindsight I'd prefer to have a cheque in the bank for the owed amount and continue to pay off what I owe them on a monthly basis until I clear the balance.......

 

Do you think I should just fax them again saying that since they haven't met my request and have forced me to issue a warrant I want a cheque for the full amount and will not accept payment any other way?:|

Mint - Won! WCO not granted by court. :)

BlackHorse Loan- Won! WCO not granted. :)

 

Easy Money & More Than (Lloyds) - Won! Had been offered half of settlement prior but declined. :)

 

Capital One - Won! :)

 

BlackHorse PPI- WON £3,000, Claimed 4,500! :)

 

CitiFinancial - WON! :)

 

****************************************************************************

 

Monument - N1 Submitted Feb09

Cahoot - N1 submitted Feb09

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Do you think I should just fax them again saying that since they haven't met my request and have forced me to issue a warrant I want a cheque for the full amount and will not accept payment any other way?:|

 

Nothing to stop you, Missy, but don't expect Citi to comply. They are spiteful enough to do just the opposite! But make sure you get your warrant fee back.

 

I agree with LTWFB, get shot of 'em.

 

Els

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Yeah, you're probably both right!

Mint - Won! WCO not granted by court. :)

BlackHorse Loan- Won! WCO not granted. :)

 

Easy Money & More Than (Lloyds) - Won! Had been offered half of settlement prior but declined. :)

 

Capital One - Won! :)

 

BlackHorse PPI- WON £3,000, Claimed 4,500! :)

 

CitiFinancial - WON! :)

 

****************************************************************************

 

Monument - N1 Submitted Feb09

Cahoot - N1 submitted Feb09

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Out of interest, is a lender obliged to pay you your claim in full by cheque/BACS?....... or can they, by law, request the court to allow them take off what you owe them first and then pay you the balance?:confused:

Mint - Won! WCO not granted by court. :)

BlackHorse Loan- Won! WCO not granted. :)

 

Easy Money & More Than (Lloyds) - Won! Had been offered half of settlement prior but declined. :)

 

Capital One - Won! :)

 

BlackHorse PPI- WON £3,000, Claimed 4,500! :)

 

CitiFinancial - WON! :)

 

****************************************************************************

 

Monument - N1 Submitted Feb09

Cahoot - N1 submitted Feb09

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They have the right to offset e.g. clear the balance first and then pay you anything remaining. However, if you have other creditors then I would argue that they do not have the right to offset in this situation as they would be unjustly taking precedent over your other creditors and any monies should be distributed on a pro rata basis.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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if it were me,I would clear the account and close up!!

 

Would agree with that, do you want to really give them one penny more than what they are due after reading how they treat customers?

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 3 months later...
Would agree with that, do you want to really give them one penny more than what they are due after reading how they treat customers?

 

Hi Enron,

 

could you please take a look at the thread below? Thanks

 

Please click here.

Mint - Won! WCO not granted by court. :)

BlackHorse Loan- Won! WCO not granted. :)

 

Easy Money & More Than (Lloyds) - Won! Had been offered half of settlement prior but declined. :)

 

Capital One - Won! :)

 

BlackHorse PPI- WON £3,000, Claimed 4,500! :)

 

CitiFinancial - WON! :)

 

****************************************************************************

 

Monument - N1 Submitted Feb09

Cahoot - N1 submitted Feb09

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Nothing to stop you, Missy, but don't expect Citi to comply. They are spiteful enough to do just the opposite! But make sure you get your warrant fee back.

 

I agree with LTWFB, get shot of 'em.

 

Els

 

Hi Elsinore,

 

please could you take a look at the thread below and comment? Thanks!

 

Please click here

Mint - Won! WCO not granted by court. :)

BlackHorse Loan- Won! WCO not granted. :)

 

Easy Money & More Than (Lloyds) - Won! Had been offered half of settlement prior but declined. :)

 

Capital One - Won! :)

 

BlackHorse PPI- WON £3,000, Claimed 4,500! :)

 

CitiFinancial - WON! :)

 

****************************************************************************

 

Monument - N1 Submitted Feb09

Cahoot - N1 submitted Feb09

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Links arent working.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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