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Andyt605 vs Halifax Credit Card **WON**


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I got my list of charges sorted and went thorugh the first lot of letters then


Claim is for £245


LBA sent on 22/10/2007


i then gave them way more time than i stated in the lba due to being very busy with work etc.


30/11/2007 had a letter saying my details had been passed to customer releations then


6/12/2007 had a letter saying they are paying me my total claim of £245 with the usual stuff about saying the charges are fair etc.


Filled in the form and now the money is being paid into my visa account to clear the debt :)


I did start the claim in the summer but never followed it up due to the test case so decided to start it again in october.


When i sent the lba the first time round they would only offer me half of my claim.

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