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Claim Assistance?


Paul Martin
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Hi there everyone,

 

I'm after some advice please. I started a claim against Lloyds TSB back in June and then the OFT court case loomed and my claim with Lloyds was put on hold.

 

I did receive a gesture of goodwill payment for £750 from the bank which I accepted with the proviso of it being a partial settlement just like advised on this site etc.

 

Lately, I've started to receive charges once more from the bank and therefore I am keeping a running tally of my charges.

 

Is it worth pushing this forward once again with Lloyds? Has anyone had any joy with claims since the OFT court case started with the main high street banks?

 

I'd really like to get this claim rolling once again but I don't want to do it in vain.

 

Any help would be appreciated.

 

Thanks,

 

Paul

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When you say started a claim, I presume you actually filed your claim in court.

 

It is futile really to attempt anything until after the OFT test case if your case has been stayed.

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When you say started a claim, I presume you actually filed your claim in court.

 

It is futile really to attempt anything until after the OFT test case if your case has been stayed.

 

I didn't get as far as the the legal action, just letters to the bank and they said that all claims had been put on hold pending the action by the OFT so I naturally held off for the time being.

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Providing paying the court fee does not cause you any unnecessary hardship, then I would add up all your charges to date and file the claim at court. I presume this is a personal and not a business claim.

 

Be prepared for the matter to be stayed though.

 

This way interest can be claimed and you have less of a potential 6 year limitation problem. Further it should make you a priority payout after the test case - presuming of course the OFT are successful.

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