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DG Solicitors - No Credit Agreement - Contacting My Employers.


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I have an ongoing dispute with D G Solicitors / HSBC Bank Plc, regarding a credit card and overdraft facililcity. I served them with a CCA request(3-4 Months ago) for credit agreements on both accounts, which they were unable to provide. They have continued to threaten by me with court action in telephone calls and letters, but now they have sent the following letter to my employer:

 

Dear Sir

 

Name : Mr Francis Williams

 

Last Known Address: xxxxxxxxxxxxxxx

 

-----------------------------------------------------------------------

 

We act for Clients who wish to contact the above named person.

 

From our records it would appear that they were at one time in your employ.

 

Please could you answer the questions below.

 

We thank you for your assistance and assure you that any information you may provide will be treated in the strictest of confidence.

 

Yours faithfully

 

DG

 

 

 

In Confidence re: Mr Francis Williams

 

1. I/We confirm that the above person named IS/IS NO LONGER in our employ.

2. I/We confirm that their address is shown above/OR as follows:

________________________________________________________

3. I/We confirm we WILL/WILL NOT pass on any future correspondance to them.

4. Additional Information:

________________________________________________________

 

Signed: ________________ on behalf of

 

 

Luckily the letter was given straight to me, but even so are they allowed to contact my employers without permission? Is this a standard badgering technique employed by DG, when they are running out of options. Does this breach the Data Protection Act?

 

Thanks

Fran

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Well they have already breached the DP Act by passing my details from HSBC PLC to Metropolitan Collections Services Ltd (2 Seperate Data Controllers) without having a Credit Agreement in place. It would appear they don't really regard the Data Protection Act as an issue.

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It certainly breaks OFT debt collection guidelines. As to the Data Protection Act, I think it can only be counted as a breach if they had divulged any information about your alleged debt to your employer. If the envelope or letter had any mention of your alleged debt, or why they were trying to contact you, then yes, it would be a breach. They need to be reported to the OFT at the very least for the breach of guidelines.

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again not to sure

ime in the position of waiting for a court date as finance company dont have agreements, ref default removal

once that is sorted another claim for damages ref data protection act

can you confirm who sent the letter

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i would write to the solicitors ref data protection issue

say if they dont respond you will be sending a complaint for the law society to investigate

that will make them sit up and think

but you need to go through the solicitors complaint dept first

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