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MBNA/Restons CCJ/ CO


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Right folks, had the house valued and going to sell up and move, pay debts off and still have a nice amount left.

 

 

How does the Charging Order determine how we should go about this ?

 

That must have been a difficult decision. I imagine it will make life a lot easier and happier for you. House prices seem to be going up at a rate of knots so let's hope you make a killing. :)

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it's a CO.

 

Then let your conveyance solicitor deal with it phatram...only a solicitor can.

 

Regards

 

Andy

We could do with some help from you.

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  • 3 months later...

You didn't have a lot of premiums, Phatram ?

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Had a lot more than that. I have had some back but I didn't think it was enough.

 

Oh right, sorry I hadn't read back through the thread so basically, they are saying this is all that is now due !

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 3 weeks later...

Are you paying what the court agreed Phatram?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Politly tell them where to go reminding them of the court order

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Then you know what to do with their letter:-)

 

 

They may have an agreement with their client....but not with you or the court...let them jog on.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Ammend as necessary.

 

 

Dear Prats

 

Ref.

 

Thank you for your 6 monthly letter l needed loo roll.

Just to remind you as you are clearly idiots but the courts have said l am to pay £xxxx a month which l am payinh. I class this 6 monthly contact as harrassement so unless u stop harrassing me l am going to be reporting it to the authorities.

 

Regards

The boss

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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