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MR2Phil Vs. Halifax Credit Card


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Hi,

 

Just starting a case against Halifax Credit Card. I already have the charges detailed etc and only comes to £396 so I'm hoping they pay out fairly easily!

 

Would love to hear from anyone that has been successful against Halifax CC with an idea of timescales etc. I have just sent off my Prelim letter and charge schedule by Special Delivery to arrive tomorrow afternoon. Whooo!

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hi

good luck with your claim and please keep us updated

of your progress

if you look in the halifax Won threads there are credit card

success,s in there

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Glad to see you have another thread, i will keep popping in to see how you are getting on. :D

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Good job credit cards are not included in the test case so once you file at court they will hopefully pay out fairly soon..............

If my advice has been helpful tip the scales

 

West brom SETTLED

 

Halifax current SETTLED IN FULL

halifax curent (2nd) stayed. Visa - SETTLED

2nd visa LBA sent

halifax for the 3rd time. LBA sent

 

Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

 

Sainsbury's - Awaiting court date

 

Co-op cc SETTLED IN FULL 2nd claim. Settled in full

 

 

National Westminster Settled in full. 2nd claim. N1 submitted

 

 

HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL

 

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I won against the Halifax with my current account and they paid out quite easily and without going to court so I hope the credit card people play ball too! Plus its a very small amount but would still be nice to get back! Could almost pay the card off entirely (and cut it up!) with £300!

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Received standard "Thanks for your complaint, we'll be in touch in 4 weeks" letter this weekend. Do I go ahead with the next one now or have any of the rules changed giving them more time? Been a while since I did the bank charges one.

 

Thanks

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Sending off the LBA now...Special Delivery, natch. I make 14 days from tomorrow Boxing Day though. Last time I got the Halifax to pay up by making a phone call....might try that again, would be nice to get it before Christmas otherwise I can see it taking ages.

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hi

good luck :D hopefully you will here something before their 14 days are up we will be watching for news:D

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Thanks both of you! I am MUCH more relaxed about this than defending my CL Finance claim though!!

 

Additionally, just to stress me out, I sold a Wii on eBay last week and now the buyer is claiming he hasn't received it...which means that PayPal will put my account into the red and come after me for £235.50!!!! Nooooooo!!!! I didn't send it trackable before you ask...! :(

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Additionally, just to stress me out, I sold a Wii on eBay last week and now the buyer is claiming he hasn't received it...which means that PayPal will put my account into the red and come after me for £235.50!!!! Nooooooo!!!! I didn't send it trackable before you ask...! :(

 

 

hi phil

if start a thread in here General Consumer Issues someone will give you help and advise

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Thanks Tilly, I already did that...just off to check it now! ;-)

 

Btw, it makes you realise what a wonderful forum this is when you ask the eBay boards for advice and get called everything from stupid to dishonest. Very few genuinely helpful people on there unlike this place.

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Btw, it makes you realise what a wonderful forum this is when you ask the eBay boards for advice and get called everything from stupid to dishonest. Very few genuinely helpful people on there unlike this place.

 

yes i totally agree with you thats what makes this site so brilliant there is always someone that will help you no matter

what the problem is :D

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Does anyone have any names and direct lines for people that deal with CC claims that have proved helpful in the past? Using this info with the current a/c meant that I was able to speak to someone directly who was able to authorise my re-payment there and then. Would be great to be able to do this again.

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Send the thankyou, but now wheres the rest, rejection letter.

 

They are trying it on with the £12 difference.

 

So yes carry on. :D

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

  • Haha 1

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Thanks, Paul.

 

One more thing I wanted to ask: they are saying that any money returned will be as a lowering of the amount on my card. I'm not TOO bothered by this, but I wondered if I could just have it paid into my Halifax account (as I'm wary of them paying the money in then just lowering my limit).

 

Thanks

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