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ginan v Barclays


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Hi

 

I have just registered and will have a good look around.

 

I now have my bank statements with a total of £1740 in charges.

 

I have been told that the complaints are not being proccessed at the moment

but I want to get in the queue for when they are!

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hello ginan and welcome to cag

here are some links to get you started as there is a lot to take

in and when you are ready someone will direct you to the correct

bank forum good luck

http://www.consumeractiongroup.c o....se-read-these/

Example Step-By-Step Instructions

Guide To Reclaiming Bank Charges **##~~~~**##~~~~ Read This First !!

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Hi, Ginan.

 

Read, Read then Read again...........;)

 

Like you say there is loads of info, on loads of different topics on this superb site. There's also a great amount of very helpfull people willing to help you out with whatever problems you have. Any questions, just ask away, there's always someone with good info should you need it.

 

Hope to see you around the Forums.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi

 

I have just registered and will have a good look around.

 

I now have my bank statements with a total of £1740 in charges.

 

I have been told that the complaints are not being proccessed at the moment

but I want to get in the queue for when they are!

 

:o:o

 

I don't blame you. Get to know the forums then post in the one for your bank. You'll find folk more than willing to help you.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Here we are-done for you.

Your own thread in Barclays. Feel free to ask if you need help along the way and keep it updated so others can follow progress.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thank you!

 

Well I sent off my initial claim letter with all the charges highlighted on copy

statements. I know someone that got their refund through the Ombudsman

service but they had to wait until the the bank said no before they could

claim through them but I think I will do the same.

 

One thing I don't understand is what happens if I get more charges in the

meantime? Do I have to put in another claim or can I just add them to this

one and if so how?

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In the past its been ok to add these on by ammending the charges schedule (quite easy before the Court stage ) Once at the Court stage, it required filing an ammendment or getting the bank to agree before settlement to include the extra chages.

The OFT route has changed since the test case was announced and they too are now awaiting the results.

 

So for the moment you can simply send an ammended charges schedule to the defendants if they arise.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Ginan,

 

Just read that you sent copy statements to Barclays. You may be better using a site spreadsheet to prepare a SOC (Schedule of Charges).

 

Look here - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html and select the BANK, SIMPLE option.

 

This spready has the advantage that it auto-updates the s.69 interest which you can claim when you file at court. It's also a neater way to present your charges in a format that is recognised.

 

Any further chgs you incur BEFORE you file at court can be added onto the spready and reclaimed.

 

Slick

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Yes thank you all! I did use the spreadsheet and the way it works out the

interest was really useful to me as I am terrible at percentages! I included

the statements as I wanted to make it as easy as possible for them.

 

I now have to wait for them to respond but I wiil let you all know when they do.

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Thats fine.

 

Nice thought about making it easy for bank but, unfortunately, totally wasted. They certainly WON'T do the same for you !

 

Stick to the examples set out for each stage of the process and you'll get there.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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