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Trish76

Settled in full but wont send cheque ????

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Hi All!

Right, this is for a friend .

She has had a great success in being able to get a settlement in full for her Visa card.The snag is that she is over her credit limit and the debt was sold on.She rang Halifax and asked them to let the DCA know that the acc was in dispute as the DCA was having none of it....

The Halifax told her that they would not do so as they no longer owned the debt.So when she accepted the offer she asked for the money to be paid to her by cheque.So as it's been 12 days that she sent the acceptance letter with request to send the money by cheque and she had heard nothing she rang them this morning and was told that they would not send it to her as it is company policy to simply add the money to the account.

Is right of them to do so or is it possible to challenge this,as she was hoping to get a settlement figure out of DCA and have a bit left over.

Any advice would really be helpful!!

Thank's Trish


If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Please could somebody help??

:confused:


If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Think you need to move this onto main forum

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