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Debtmountain

Debt Mountain's Missus Versus Halifax Bank Account.***WON***

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There is no need to SHOUT, or call me ignorant,

 

With respect I have received chargers back from

5 Credit cards,

1 PPP full refund

4 Halifax bank and 2 more in progress so I think I know what I am doing!

 

When you send your prim letter you are requesting a time scale for there reply that you are satisfied with, if after 1 day there reply saying No chance then you can proceed with your next move as they have responded and advised you have not got a chance!

 

In my opinion I would stop hanging on and get it in there and bring it to a swift end because we all know the outcome will be from one letter to the next.

I didn't call U ignorant.

...I said that U would appear to be extremely ignorant of CPR Protocols.

Despite me providing a link for U to view the possible consequences of your advice, U STILL appear to be extremely ignorant of CPR Protocols!...:rolleyes:

Just cos there have been ocassions where U may have rushed into litigation yourself + NOT had your fingers burnt, doesn't make the quite clear Protocols null + void forever, for everyone, especially the OP!...:rolleyes:

For the sake of a few days wait etc the percentage call would be to wait the FULL 14 days from the date of receipt of the Preliminary Letter.

...It's a no-brainer unless a Claimant is foolish...;)

...:)

  • Haha 1

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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On the data protection issue I threatened Halifax that if they didn't willingly provide me with a transcript or recording of a phone call between us I would force them to hand it over with a S.A.R - (Subject Access Request). They wrote back and amongst the other rubbish the letter contained this paragraph:

 

'Telephone records are not kept for more than two months, and not all of our calls are recorded. Due to the vast amount of data that a voice recording represents, we are not in a position to store calls for longer than this.'

 

If I can get hold of this recording I will have them over a barrel. The call took place in August 2006. They caused me a lot of trouble. If I get hold of this call I can sue them. Am I stuck here?

 

I will wait till Friday. Anyone have any ideas on this?

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Good Luck, :) and keep going.


Best Regards<br />

<br />

Clarkey1<br />

<br />

<b><font color="red"><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" /> <u>If I have helped then please click on the scales</u> </font></b><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" />

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Hi

 

Have they not responded to LBA?:|

Regards

Clarkey


Best Regards<br />

<br />

Clarkey1<br />

<br />

<b><font color="red"><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" /> <u>If I have helped then please click on the scales</u> </font></b><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" />

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Court claim was never issued, as we decided to wait for the outcome of the test case. We went down the hardship route and got the claim settled in full. Luck was with us on our decision here. It wasn't a large claim, but still.

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Good stuff, Debtmountain :)

 

Title changed.


 
 

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That is fantastic. Well done. :D

 

Can I ask when did they pay out?


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About a year ago. I haven't updated any threads for a long time. It was only for about £100 in total, so I would imagine they cynically settled smaller claims on hardship grounds rather than bigger ones.

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