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Debt Mountain's Missus Versus Halifax Bank Account.***WON***


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There is no need to SHOUT, or call me ignorant,

 

With respect I have received chargers back from

5 Credit cards,

1 PPP full refund

4 Halifax bank and 2 more in progress so I think I know what I am doing!

 

When you send your prim letter you are requesting a time scale for there reply that you are satisfied with, if after 1 day there reply saying No chance then you can proceed with your next move as they have responded and advised you have not got a chance!

 

In my opinion I would stop hanging on and get it in there and bring it to a swift end because we all know the outcome will be from one letter to the next.

I didn't call U ignorant.

...I said that U would appear to be extremely ignorant of CPR Protocols.

Despite me providing a link for U to view the possible consequences of your advice, U STILL appear to be extremely ignorant of CPR Protocols!...:rolleyes:

Just cos there have been ocassions where U may have rushed into litigation yourself + NOT had your fingers burnt, doesn't make the quite clear Protocols null + void forever, for everyone, especially the OP!...:rolleyes:

For the sake of a few days wait etc the percentage call would be to wait the FULL 14 days from the date of receipt of the Preliminary Letter.

...It's a no-brainer unless a Claimant is foolish...;)

...:)

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On the data protection issue I threatened Halifax that if they didn't willingly provide me with a transcript or recording of a phone call between us I would force them to hand it over with a S.A.R - (Subject Access Request). They wrote back and amongst the other rubbish the letter contained this paragraph:

 

'Telephone records are not kept for more than two months, and not all of our calls are recorded. Due to the vast amount of data that a voice recording represents, we are not in a position to store calls for longer than this.'

 

If I can get hold of this recording I will have them over a barrel. The call took place in August 2006. They caused me a lot of trouble. If I get hold of this call I can sue them. Am I stuck here?

 

I will wait till Friday. Anyone have any ideas on this?

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  • 2 weeks later...
  • 4 weeks later...

Good Luck, :) and keep going.

Best Regards<br />

<br />

Clarkey1<br />

<br />

<b><font color="red"><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" /> <u>If I have helped then please click on the scales</u> </font></b><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" />

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Hi

 

Have they not responded to LBA?:|

Regards

Clarkey

Best Regards<br />

<br />

Clarkey1<br />

<br />

<b><font color="red"><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" /> <u>If I have helped then please click on the scales</u> </font></b><img src="images/smilies/laugh.gif" border="0" alt="" title="Laughing" smilieid="25" class="inlineimg" />

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  • 1 year later...

Good stuff, Debtmountain :)

 

Title changed.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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That is fantastic. Well done. :D

 

Can I ask when did they pay out?

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