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capital one credit card charges wont pay back ***WON***


oggy1
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hi to everybody,

have tried to get my charges back on my visa card , £276.00, after the letters and lba they have refunded £88.00 back and are refusing any more even though i told them i would take court action.

what are capital one like and is it worth pursuing the balance as they suggest even if i contact the financial ombudsman they are right.

please any help would be appreciated.

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they have refunded £88.00 back and are refusing any more even though i told them i would take court action.
Then you should take court action. They will quickly give in.

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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thanks for the advice ,

when they send all the letters back , i seem to loose it a little and become unsure.

its great to be able to get some reassurance.

will be issuing court papers soon

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Have had two claims against Cap One on both occasions they have paid the full claim amount once the Court papers have been issued.

 

Carry on and issue your claim through the court they will pay up

  • Haha 1

Lloyds TSB won £4154.59

Nat West settled £810

Mint settled £383.47

Lloyds TSB (mrsDJ59) won £3751.09

Barclaycard settled £1079.77

Capital One settled £257.85

Citicards won £2033.80:p

Capital One settled £986.65

 

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Hello Oggy1

 

Please don't use MCOL online, as they will automatically "Stay" your case. Use the N1 court form and file it yourself. Also you will get all of the new POC on the form, with MCOL you have no space in the box for a full POC.

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Hi, Oggy1.

 

As soon as Cap 1. received my Summary Cause Summons they paid up pronto.

 

Best wishes.

 

Scott.

 

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi

 

The daily rate is = 0.022% (8/365)

 

Add up your charges and interest then x by 0.022%

WARNING TO ALL

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Just the wait now. They will say that they will defend, then payup. been that way for well over a year now.

WARNING TO ALL

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  • 2 weeks later...

They nearly always say this then pay up. I would check your account onine everyday from now on. The refund is received before the snotty letter from them.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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They won't. They always say they are going to defend, then usually send an offer letter shortly afterwards. The reason they acknowledge the claim and sat they'll defend is that it buys them another 14 days. Usually they don't even send a copy of the defence in at all, although i did get one last week, on the same day they sent their cheque! And the defence was rubbish anyway.

On past form, won't be long now, sit tight and wait, you'll be sorted soon :) .

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  • 2 weeks later...

WON WON WON,:) :)

 

just as you said ,wendyb & ukaviator, checked my account and they have repaid all of the money plus costs.

 

recieved the snotty letter today and they wish to move on from here.

 

have started claim for ppi also.

 

they still will not send the cca though even though i have requested it for a 3rd time.

 

thanks all of you.

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Congratulations.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Well done oggy

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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There you go Oggy. . . . great result.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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I had a letter today to say they had paid my claim too. Balance now cleared and a cheque on it's way.
Well done rural girl :D
You sent Miss Ellie a Christmas card?
What about the rest of the Ewings?

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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