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mortgage indemnity - still being pursued by royal and sun alliance


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Hello Neo321

 

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  • 1 month later...

with regard the "MIG". there was a court case that clarified this position, and i understand that there is "no time limit" for the insurer to try and recoup whatever they paid the mortgage company. I personally am still being pursued by royal and sun alliance for this relating to a mortgage in 1989. Any one beat 18 years ?

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  • 2 weeks later...

Hi Neo321,

 

Do you remember any details of the court case which clarified the mig position - i've just found some case law that was cited as recently as the end of 2007 in which a mig was defined as a contractual contract and therefore subject to the 6 year rule. It depends on the terms of the MIG.

 

With regard to time limits they have a 12 year statute of limitations at the moment for mortgages - the debt still exists it just means that they can't enforce it through the courts!

 

Jody

Jody123

Please note I have no legal training - the information I have has been gleaned from too many hours on this site! :-)

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