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Personal Guarentees on Business Cards/ accounts


Penfold92
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Hi,

 

Silly question time now...

 

If someone had business accounts and business cards given with personal guarentees I assume these do not have the same agreements as under the CCa and therefore you cannot CCA them? Is this correct?

 

Thanks,

 

Penfold

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It would depend who the agreement was between.

 

You could try sending two letters: one from yourself and one from the Company Secretary.

 

However, if you were a guarantor rather than a debtor, then I think it would be the company who would apply first.

 

That said, if you are being chased for payment, you have (I would have thought) the right to know on what grounds they are pursuing you.

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Thanks Sequenci I thought so. So they cannot really be CCA'ed and probably fall into different legislation. Same friend I am trying to help with a few other debts. I think he will have to pay this one or try to negotiate a settlement perhalps.

 

Penfold

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