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    • Hi   With a SAR all you have to do is ask for 'ALL DATA' (this way it does not matter what format they hold that data whether it be digital, email, telephone calls (recorded), written etc).   They then have 30 Days to comply once they have acknowledged your SAR Request (that is unless they require ID Verification) which the 30 Days time limit does not start until they have verified your ID if requested)   Also can I add in DHL response in post#36 I hate it when any Company/Business etc. has the nerve to use the get out clause of 'Human Error'.    This is not the case as it was 'Maladministration' by DHL' not 'Human Error' as stated to you, irrespective of who/which employee of DHL made the 'Human Error' the buck stops with DHL as who/which employee made that error was Employed by DHL.
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following:     1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx          
    • I passed on the article and link to friend. Between us we will now try get the required info to the correct location so that they (whoever in the Govt) can sort out what he is owed. I will keep you updated.  This thread may help others in similar situations. Ethel Street - very helpful research.  Thank you.  Seems like you came up trumps!
    • numerous erudio/drydens claimform threads here already - use our search top right.   your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013    if you wish to bother to even send CCA/CPR that's upto you but the bottom line is to erudio you've ignored everything to date yoy might also ignore a claimform.   but ofcourse you are not!!   if the above is true   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following: 1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx      
    • Well I would want my £50 back also but hey ho if your satisfied its been resolved.....there was no way you could ever be liable anyway as your contract was with TC not RC.   Thread title updated.   Andy
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lynzfa

LYNZFA vs NATWEST **WON**

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Guest NATTIE

lynzfa- can you clarify why you are waiting for bank statements if you know how much the charges are? Sorry, in advance, if I misread the thread just not sure...

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because i thought i had to have the dates of all the charges and how much they were on each date.i knew how much they were i just didnt know what the dates etc were.iso do i need them or not.

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hi,ive recieved a letter from the online court today to say they hda sent the claim to the nat west and they have until 9th august to reply.If they put in a defence does anyone know what will happen next as i dont know what to expect,any advice would be great.

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As far as I am aware, they will reply that they intend to defend, thats what many threads on here say, but it seems that they settle before the set court date. Hope this helps and don't panick!!! Everyone here is very supportive and if it should go to court there is the buddy system to help you.


:p :p :pCARMEN :p :p :p

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Hi Lynzfa,

 

When their defence comes, it seems a bit intimidating (6 pages). Dont worry, we have all had the same defence. Just keep rerading the forums and you will see how to deal with them.


Its WAR

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thanks for that,i was a bit worried as i didnt know what to expect.i got a call from the bank this morning regarding the letter i sent them to say my account was in dispute and that my account could not ne defaulted while it was in dispute.the woman on the phone told me it was very unlikely that i would get my bank charges back and told me not to waste my money taking it to court.so have i done the right thing.

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yes you have, if they default you there is a template default letter on here that you can send to them. The people you speak to are just doing their job and will say anything to frighten you. Have you opened a parachute account yet?


:p :p :pCARMEN :p :p :p

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Hi,yes I Have Another Account With The Clydesdale So Its Ok If They Close The Accounts.i Think I Would Prefer Them To Close The Accounts Anyways.so Does The Defence From The Bank Say The Same For Everyone,who Takes Them To Court

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As far as I know, they say the same that they will defend the claim. Thats what i'm expecting when mine gets to that stage. If you read threads on here, they should tell you most of the information that you need to know. With the banks I thinks they let you take it all the way to court to see if your serious or not and hope that you won't go through with it. I don't know why they don't just pay up before it gets to that stage.


:p :p :pCARMEN :p :p :p

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they obviously think people will just give up when they send letters saying they arent going to pay.well im not giving up that easy.ill make sure i get all m,y charges back and when i do ill be donating a big lump to this site.withpout it i wouldnt of known what to do

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i started my claim online and when i checked back through my bank statements.i have entered the wrong amount how can i change the amount or do i just leave it,i have added the charges up wrong and have claimed for more than what i am owed

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How far has the claim progressed? If it still hasn't been issued, you can ask for it to be cancelled - and get a refund. Otherwise, as far as I know you'll have to cancel the claim as you're claiming too much money.

 

Can you elaborate on exactly how incorrect it is?


If my reply or advice was helpful, please click the scales!

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DISCLAIMER: My opinions are strictly personal, and should not be taken as a substitute for individual professional legal advice on your own particular situation.

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I also made the same mistake as the bank sent a duplicate of a copy statement that had charges on it, to rectify this i sent a updated schedule of charges with my AQ to the court and the bank,stating that after recalculation i include a new ammount for ----- .


An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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thanks for that,ill try that.did they accept that you had made a mistake.

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thanks.ill just hope they either dont realise or they just change the amount claimed for

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the banks solicitors acknowleged the claim on 25 july but i have still heard nothing from them.should i contact the solicitor direct or just wait for a response from them.they love taking their time with this.they are always quick when its them thats owed money though.

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just sit tight, they'll probably drag it out til the last knockings, or you will receive your money back soon


I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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lets hope i get the money back rather than having to sit and wait.do the solicitors usually drag it out as long as they can.

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Hi,

 

I am just a couple of days behind you , acknowledged 27/07, I haven't heard anything back either.


Consumer Health Forums - where you can discuss any health or relationship matters.

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well if you hear anything first let me know.hopefully i will hear from them this week by way of a nice big fat cheque in the post

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well if you hear anything first let me know.hopefully i will hear from them this week by way of a nice big fat cheque in the post

 

That would be nice! How much is yours for?


Consumer Health Forums - where you can discuss any health or relationship matters.

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its for 3666 includibg court costs.how much is yours

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its for 3666 includibg court costs.how much is yours

 

4641 including costs on this one

prelim sent fri for 1185 on another account

and credit card will be about 112


Consumer Health Forums - where you can discuss any health or relationship matters.

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well keep me up to date and ill let you know if i hear anything.good luck

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My claim was issued on the 3rd August, NatWest will be served on the 8th of August and they had until the 22nd of August to reply. On the 10th August I received an acknowledgement of service through the post saying that Natwest intend to defend. They still have a couple of weeks to send a defence.. which I am expecting them to do reading other peoples comments.

 

I have also been told when they ask for information you can decline to give any. Then they will send an offer for about half.. and wait for the court date to be set before they send you the whole amount. It's a waiting game! :-|

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