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Royal Bank Of Scotland


Mrsmancmonkey
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Morning Guys

 

Not posted for a while its been a little quiet.

 

Anyho....

 

CCA request on behalf of my mum to RBS 24th October - They send it back with a typed note on a compliment

 

'I am unable to process this cheque, as I cannot locate the account. Please check and resubmit the payment'

 

On the 31st I receive a letter from Blair, Oliver and Scott requesting payment for RBS with the exact same Account number (mum's credit card number)

 

Any advice and what to do next. CCA Blair, Oliver?

 

Thanks

Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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Yes CCA Blair Oliver.....it would seem that they don't have it !!!! it could also possibly be classed as fraud !!! banks have to keep CCA's for at least 5 years under money laundering laws !!

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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