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Will this affect my premiums?


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I was given a SP30 Fixed Penalty Notice 2 weeks after passing my test. I managed to get to the last week of my 2 year probation period but foolishly got caught speeding on the motorway and was slapped with a SP50, £60 fine and a further 3 points, taking my total tally to 6.

 

In turn, my license has been revoked and i am now in the process of booking tests.

 

However, I have not yet informed my insurance company (about the second lot of 3 points). I have spoke to them and the guy on the phone told me there wouldnt be any increase in my premiums by declaring the points, but i have been researching on the net and the most common theory is to expect a 25 - 55% increase.

 

Has anyone been in a simliar situation or could advice me further?

 

Cheers

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The bloke you spoke to on the phone is a numpty. There are Insurance companies who do not increase premiums for 3 points on the licence, but increasing from 3 - 6 points always means an increase.

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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You're probably looking at an increase in your XS as well.

If you find the advice I give is useful, then please feel free to click the scales :)

 

"It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt" :)

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