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In Court In Two Days, All Or Nothing


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Good luck for tomorrow storm xx

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Good luck Storm


Also anybody got the bit of law that says if all the information is not correct in the default regs it is void.



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Subscribing with interest. Any news, Storm?

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009


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First off so sorry for the delay, so many things happening (most not good unfortunately)


Anyway the upshot of it is that I was given the summary judgement on the overdraft, plus the interest they have claimed on it, with costs to be decided later.


The judge was actually an absolute gent and listened to everything I said, but said even despite the bank pulling the plug on my overdraft without me defaulting, he still had to give judgement as I was liable for the money, and much of the cca act doesn't apply


He has given them another 3 months to find the loan agreement, with a view to another hearing in September


Whether they are awarded costs depends on whether they win the case over the loan or not it seems


I haven't got the court order through yet, so will update exactly what it says when it comes through

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storm .. reading with interest


what did he say re od as they must have some form of agreement in order to enforce it ... what did theit poc say?

RBS/Triton - Gone Away No CCA

RBS/Moorcroft - Gone way No CCA

RBS/AIC - Gone Away No CCA

RBS/Intrum - Gone Away No CCA

RBS/Regal - Gone Away


Cahoot/Link - CCA in Dispute


Capital One - Settled


Lloyds Bank - Awaiting Outcome from Supreme Court Hearing.


Lloyds Credit Credit - Repayment Plan

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