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    • Thank you. You haven't told us the values of the insurance work and of the additional work. I'm afraid that your comment about her being Spanish didn't look so good in the context of the other post talking about ethnicity. I would suggest that you stay clear of this kind of talk. You say that the property is leasehold. I'm assuming that the customer is the leasehold. Have you informed the insurance company of this problem? How much of any of this – especially the quotations for the additional work is in writing?
    • I'm just trying to be practical Do A Deal.   Mediate - they will give you few option and maybe nothing - but get rid of the default - off your record not just settled or satisfied.   Whatever you agree to make sure you stick to it or they might be back. Once it's over it will be behind you.    
    • Hi guys,    I got a straight lettr from Debt Recovery plus, and no other notice. the car is leased and I beleive it went to the lease company first. below is the details    For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement    26/06/2019   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]   Not sure, as the lease company recieved this. I only recieved a leeter from our registered address on the 11.09.2019 requsting £160, and than further letter on the 20.09.2019 with a notice to court   3 Date received   Not sure, as the lease company recieved this   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]   Not sure, as the lease company recieved this   5 Is there any photographic evidence of the event?   Not sure, as the lease company recieved this   6 Have you appealed? [Y/N?] post up your appeal] Have you had a response? [Y/N?] post it up   No, I have called them to ask for the original notice, and they said they will email this, but this has not happened. this was on the 20th September at 13.49   7 Who is the parking company?   APNR Parking Services Ltd   8. Where exactly [carpark name and town]   Prioiry Walk Service Yard, Queen Street, Colchester CO1 2PL   For either option, does it say which appeals body they operate under.   Does not state this    I fear that I cannot appeal because of the delay from getting it from the lease company, etc.    any help here would be greatly appreacitted   thanks   Irfan Khan     WORKFORCE - 11.9.2019.pdf WESL - 20.9.2019.pdf
    • Neither does your posts as we have already seen .. in posts 7 and 8           and still none.  
    • Hello,   i have recently missed a DD payment to X4L and have incurred a charge from harlands of £25, which i emailed in response to advising not  to take the payment on the next DD date due as advised in the letter received.   i confirmed over the telephone this was the appropriate action to take.   fast forward a week or so later and i get another letter advising another £25 has been added to the account despite my request.   i have absolutely no issue with payment of the first charge as this is my own fault etc. however i feel like the second occasions is ridiculous as i received no correspondence to advise it would still be taken...   Is this entirely my fault or am i within my rights to not make payment of the second charge?   i have looked through many forums and each case seemed to be ever so slightly different and wanted to ask the question?   thanks!!   
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Paragon taken out through loans.co.uk

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We took out a loan through loans.co.uk/Paragon back in March 2004, the loan was for 14,700.00 and they added 2499 on at the start. The loan was for 10 years, but paid off fully in August 05, they refunded 311.50 credit protection at redemption. Can I try and claim back the 2187.00 that wasn't paid back at redemption as really I paid for 10 years cover only to use it for a year and 5 months. Also, can I claim back the interest that would've been charged? Do I claim from loans.co.uk or Paragon? I called Paragon on Thursday and they have sent me an account breakdown, I called loans.co.uk and they gave me paragon's details.

Thankyou in advance.

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We took out a loan through loans.co.uk/Paragon back in March 2004, the loan was for 14,700.00 and they added 2499 on at the start. The loan was for 10 years, but paid off fully in August 05, they refunded 311.50 credit protection at redemption. Can I try and claim back the 2187.00 that wasn't paid back at redemption as really I paid for 10 years cover only to use it for a year and 5 months. Also, can I claim back the interest that would've been charged? Do I claim from loans.co.uk or Paragon? I called Paragon on Thursday and they have sent me an account breakdown, I called loans.co.uk and they gave me paragon's details.

Thankyou in advance.

 

Hello Money,

 

You reclaim it back from the company that sold you it.

What are your grounds for mis-selling.

 

Did you know loans.co.uk was fined heavily by the Financial Service Authority in I think 2006.

 

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If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hi Money

Hellhasnofury is correct. Loans.co.uk were fined £455.000 for the Mis-selling of 14.000.00 PPI .... soon to be 14.000.01 when i win my claim

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Hi, not sure if I should go the mis-sold route or the ppi not being paid back after paying off the loan very early? They did sell it to me by telling me I would get the full amount paid back to me after the 10 years of the loan if I kept it running for 10 years.

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