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Baliffs and Credit Ratings


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If Bailiffs have sent letters threatening action to your address (nothing to do with us though) will their action have an influence on the owners credit rating, or make the property a credit black spot?

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No. Bailiffs are officers of the court and have no input into the credit reference system. It would be the firm who instructed them, following court action that would appear on a credit file for your address. HOWEVER, credit files only show up for the name AND address of the person being searched. Your credit reference, at that address would not be an issue.

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If a letter was sent to your address by a baliff but it wasnt for you, how do you know what was in the letter?

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Hi All,

Thanks for your prompt responses which have all been very helpful.

My apologies for not returning to these pages sooner to thank you.

 

To Lula. The letter from the bailiff was opened as it was addresses to a friend who has since moved abroad, and who stayed here for a while and registered his bike at the address. We have his permission to open any strange mail.

Voila.

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