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    • Probably the case @lookinforinfo Also an update, I've got the registered keeper letter. Just to check that I continue to ignore it until PAP letter comes in?
    • Thanks very much Bank. I've now done a lot of reading and have drafted my Letter of Claim as attached. I look forward to your comments. 16Apr24 draft Letter of Claim against Parcel2Go.pdf16Apr24 draft Letter of Claim against Parcel2Go.pdf16Apr24 draft Letter of Claim against Parcel2Go.pdf
    • ive already CAREFULLY explained how it all works earlier. what you will have to pay is already preset and detailed on the court forms/TfL stuff you already have. you wont be asked any questions upon your financial means etc. thats not under debate . you wont be asked upon any mitigating circumstances, you have pleaded guity which you always SHOULD.  the ONLY 2 reasons you are attending is to: 1) after finding the TfL prosecutor... plead directly face to face before you go in to try and get an OOC (you can bring up or say anything/everything you like ...anything that might get them to agree) 2) if 1 fails...show your genuine remorse face to face to the magistrate, BRIEFLY mention how a criminal record would hinder your future then hope they take pity on you and dont also record this on your file.  PS its only declarable/shows there for one year anyway. regardless to what an employer might ask in job questionnaires past 1yrs you forget about it. they cannot see it even on enhanced DBS etc etc. you should not latterly ever appeal a criminal record for this type (1yrs)  of 'offence' its not worth it and if you lose said appeal it will cost your dear in terms of additional wages grabbing and court fees. and extends the time it shows if you lose too. dx  
    • hit letter of claim follow post 2 despite repeated requests, the claimant has failed to produce any enforceable paperwork.
    • FTMDave - your cold light of day suspicions are correct, alas. Just had this back... Thank you for your email. I was very sorry to learn that you recently received a parking charge notice after shopping at our Kearsley Manchester Rd Express store. I appreciate this is always frustrating, especially as you'd just nipped in for the one item. I've had a look, and I can confirm that in this case the car park at this store is entirely owned by a third party - it is not owned or operated by Tesco in any way. The parking charge issued is on behalf of that third party, although I appreciate it does state Tesco on the letter. Regrettably as the car park is owned and operated by a separate company we don't have any form of influence or control over the parking charges issued. In this case, I can only recommend that you follow the appeals process outlined on the letter directly to take the matter up with UKPPO directly. I'm sorry that I cannot offer further help in this case.  Please do not hesitate to contact me again should you require anything further.  Kind regards Ewan Kelly Customer Service Specialist On behalf of the Chief Executive’s Office
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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never been brave!!!


rhibarnes
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:???: Been reading this site and have sent off Data Protection Act form to hsbc today.

Scared to death as never win anything.

But we are dead broke owing these people loads. thought was time they paid me for a change.

will keep you informed!

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Welcome to the site.

 

You have taken the first step which i think is the hardest. Read around on the forums, you are not alone lots of people feel the same.

 

You will get your money back if you follow the procedures on here.

 

Good luck and welcome again.

 

Woolfie

Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks for your reply! and hello.

Fingers crossed, im sure im not alone in feeling nervous! if this works we gonna start on my husbands! and hopefully get ourselves a bit closer to the black. :-)

thanks again.

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I was sceptical at first but I have so far been given about £500 in refunds. Not the full amounts but it shows it works. I belive the total refunded to people on this site so far is over £800,000!!!

 

Start your own thread in the relevant section for your bank and if you have any questions they should be answered fairly quickly.

Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Welcome,

 

Don't be scared; read the forums and the faqs and you'll realise it's a simple, lawful and just process. A small bit of perserverance on your part and you *will* get the cash back.

 

Just keep remembering this - the bank is in the wrong and they know it. Everything they do and say will be designed to make you think the opposite, but you know the truth. It's your money. They stole it from you. You're gonna get it back!

 

Good luck!

A&L: Settled - £6,200

HFC: Settled - £800

Shell Visa: Settled - £250

Egg: Settled - £700

Mint: Settled - £1200

RBS: Settled - £850

 

The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

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hi all a quick question.

we have been in havin money trouble for a while! and we have made payment arrangements with cards from other banks and hsbc (in hsbands name) just to live.

so far have only sent dpa for my name and accounts.

Does anyone know or had similar experience.

If we send for dpa for his cards. will they or can they change our payment agreements?

as we could never afford to pay minimum payments or worse it all back. (new baby etc)

or should i stick with plan and claim on mine and pay off some of his debts and then claim of his. :???:

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Try not to worry about the process, if in doubt at any stage post up your questions and we will all try and help. I know how daunting it can seem but you will be ok.

 

After reading about all of the claims on the site, by now if the banks thought they weren't in the wrong they would have defended their case and put a stop to all of these claims.

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

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  • 2 weeks later...
  • 3 weeks later...

Had Statement Back Today Only Problem Is Only Sent Back Statement For Credit Card With A Letter Which Implied That They Had Done What I Ask! Called In To Call Centre To See If Others Were On Way Got Sent Into A Telephonic Abyss!! After A Major Tantrum. Gave Up And Called Into Branch Who Basically Looked Down Their Nose And Gave Me Cust Care Number! Like They Really Care!!!!

 

Thing Is Do I Need To Right To Them Again And If So Does The 40 Days Start Again?

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