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missal v Barclays


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Hi All,

 

Just wondering if anyone can help me on this one.

 

I have just sent my letter to barclays asking for my money back so we shall see what happens there! Was just wondering if someone could give me advice on the next step as am unsure of what to do.

 

I am reading about 'stays' and i have no idea what this is?

 

I'm not stupid just not up on all of these official terms

 

Help please!

 

Amanda

 

Hi and welcome to barclays forum :)

 

Have a read of the following :)

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

They stay's that your reading about are when the claim has got as far as the court then the claim is put on hold pemding the outcome of the OFT test case ... have a read here

http://www.consumeractiongroup.co.uk/forum/barclays-bank/107576-oft-test-case-what.html

 

If you have any questions just post here someone will be along to answer you :)

 

saint

 

Hi

 

Today i received a response from the financial hardship letter i sent to Barclays last week. The letter says that they will look at my case (their complaints department) and get back to me by 14th december.

 

What do i need to do now?

 

Thanks in advance

 

Amanda

 

Hi Missal,

 

Please stick to one thread using the Reply Button or Quick Reply Box. That way, we can keep track of your claim History and offer best advice. Your old and new threads will be merged for you.

 

When you first wrote to bank, did you use the Prelim Letter enclosing a spreadsheet detailing your charges.

 

If so, you should send your LBA to bank 14 days after first letter.

 

Stick to YOUR timescale and not bank's.

 

Slick

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  • 3 weeks later...

Hi All,

 

I have received a reply from barclays for my letter re financial hardship, basically it says it's going to their complaints department as a separate complaint to my initial letter and they will reply by 14th december.

 

I am not sure whether i should commence court action now - as i get the distinct impression that come 14th december they'll say -SORRY! you're getting nothing!

 

Can any one help me?

 

Amanda

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Hi Missal,

 

Sorry I did reply to you yesterday but it got tagged onto your last thread in error.

 

Please stick to one thread using the Reply Button or Quick Reply Box. That way, we can keep track of your claim History and offer best advice.

 

When you first wrote to bank, did you use the Prelim Letter enclosing a spreadsheet detailing your charges.

 

If so, you should send your LBA to bank 14 days after first letter.

 

Stick to YOUR timescale and not bank's.

 

Slick

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Hi,

I have followed the correct proceedure and sent the letter including spreadsheet of charges to which i received a reply saying that they would not be dealing with my claim at this time.

I replied with the financial hardship letter again enclosing charges and have received reply saying they would contact me by 14th december.

 

I'm sorry am not sure what LBA is??

 

Thanks for the reply

Amanda

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Hi,

 

This link is a basic guide to the reclaim process - http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

Read it and also read through the threads in the forum to get an idea of what's going on.

 

LBA = Letter before Action. Send it 14 days after the 1st letter.

 

Stick to the one thread from now on so we can keep track of your claim and give best advice if required.

 

Slick

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I have received a letter from barclays this morning saying that they are sorry if i have been milead by the media blah blah blah they're not giving me a refund but if i send them my income and expenditure they will offer me bugeting and financial management - no thanks!

 

I am going to apply to the courts today - I can't really afford the £80 but i suppose it's money well spent if I get it back.

 

Regards

Amanda

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Hi missal

 

Getting your claim logged at the court helps to prevent any charges falling outside the 6 yr remit and gives the banks less to argue in defence of the claim.

 

So nice of the bank to offer you budgeting and financial management help (not) More than likely it wouldnt be needed but for their charges !!

 

 

Saint

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Hi Have merged your Barclays threads so they are together.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for that, have just had a look on money claim and a defence has been filed, so they are transferring this to court and will let me know where shortly!!

 

What happens now??

 

Amanda

 

PS A slighlty worried as have claimed via mcol what could this mean for me!! The threads i read advising me of what to do were claims from beginning of the year before the stays argghhh! Please help!

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Hi Missal,

 

Your case will now be referred to your Local County Court. Judge will review your case and you may need to submit new POC (the one from the Stickies at top of the Barclays Forum).

 

Please type up what the 1st 3 points of Barclays Defence say.

 

Or the case may simply be Stayed for review after OFT.

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Hi Missal,

 

If MCOL have applied the Stay, that's it until after the OFT test case - nothing more to do.

 

When you get copy of Bank Defence, put the 1st three points here so we can check it.

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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